Senior Analyst / Associate, Portfolio Management, Healthcare Finance

Forbright Bank • Chevy Chase, MD

1d • Hybrid

About The Position

The Associate is part of the team managing credit risk by tracking borrower and loan performance, utilizing a scalable portfolio monitoring infrastructure. This role entails collaboration with team members and internal and external stakeholders to ensure consistency across the portfolio.

Requirements

• Associate’s Degree required; Bachelor’s Degree preferred
• Mininum of 2 years of experience in a portfolio management, credit analysis, loan underwriting, public accounting, corporate FP&A, structured finance, and/or leveraged finance role required
• Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)
• Excellent verbal, written, and interpersonal communication skills
• Strong organizational skills and attention to detail
• Outstanding problem-solving and time management skills
• Self-motivated, self-directed, and results-oriented
• Adaptable and able to multitask in a fast-paced environment
• Can work independently and within a team; solution-oriented with a collaborative approach
• Strong financial statement analysis skills with a firm grasp of accounting and finance matters
• High proficiency with Excel based modeling
• Outstanding quantitative and qualitative analytical skills

Responsibilities

• Manage portfolio credit risk, ensuring that asset quality remains strong, and executing strategies to limit the risk of loss
• Monitor operating performance, financial condition, and credit risk for assigned borrowers to proactively identify issues and resolve problems in a timely and effective manner
• Manage day-to-day borrowing activity of assigned asset-backed loan (ABL) investments pursuant to Bank policies and procedures
• Perform financial analysis on reporting provided by borrowers, tracking the trends and developments which may impact loan performance
• Model financial projections to assess a borrower’s ability to repay its loan under various economic scenarios
• Work in conjunction with Portfolio Managers to prepare loan underwriting and modification approval write-ups to present to the loan committee
• Assist in the development and utilization of a portfolio wide financial spreading model and a system to track borrower financial deliverables
• Assist with the risk rating, criticized asset management, and review processes for assigned borrowers
• Prepare appropriate and timely reporting to senior management on borrower and portfolio performance, effectively communicating identified credit risks and recommended actions
• Actively manage upcoming loan maturities, past dues, and credit quality in conjunction with Portfolio Managers and Loan Operations for assigned borrowers.
• Ensure loan documentation and credit files are updated and maintained in a timely fashion
• Assist with the independent review of appraisals and other third-party reports
• Ensure all reporting is accurately saved pursuant to Bank policies and procedures
• Ensure integrity of data entry and reporting system accuracy for assigned investments
• Actively participate in portfolio management and risk rating meetings; reporting on underlying investment performance; increased or decreased risk factors; and changes in performance from origination
• Assist in ongoing recruiting, onboarding and training of Analysts
• Participate in site visits to clients to support ongoing due diligence and credit monitoring efforts
• Maintain compliance with all legal and regulatory requirements
• Complete special projects and duties on an ad-hoc basis

Benefits

• Comprehensive health, dental, and vision plans
• 4 weeks PTO
• 401k + company match
• Metro SmartTrip benefits ($50/mo)
• Remote or hybrid (4 days per week in-office) work schedules for most positions
• Incentives for purchasing solar panels, electric vehicles, biking to work, etc.
• Paid subscriptions to Veterans Compost, Capital Bikeshare, Imperfect Foods reimbursement, and more!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree