Senior AML/CFT Compliance Analyst (Remote)

First Citizens Bank•Raleigh, NC

23h•Remote

About The Position

The Senior AML/CFT Compliance Analyst conducts complex investigations, quality assurance reviews, due diligence reviews, and data analysis to support compliance with Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) regulations. The role combines investigative, quality assurance, and analytical work to identify, assess, and mitigate financial crime risks. The analyst leads investigations, reviews client activity, evaluates AML/CFT processes, and recommends improvements to the bank’s risk mitigation capabilities. The position also develops and conducts testing of AML/CFT policies, procedures, and controls; prepares Suspicious Activity Reports (SARs), investigation reports, case summaries, risk assessments, and quality assurance reporting; analyzes data to identify trends and risks; and contributes to improvements in transaction monitoring and sanctions screening. The analyst maintains expertise in applicable regulations and industry practices and serves as a subject matter expert for less experienced team members. This is a remote role that may be hired in several markets across the United States.

Requirements

Bachelor’s degree and 2 years of experience, or high school diploma/GED/equivalent and 6 years of experience.
Experience in AML/CFT compliance, investigations, or a related field.
Strong understanding of BSA/AML regulations, OFAC, and KYC requirements.
Experience with AML/CFT software, data analytics tools, and case management systems.
Knowledge of AML/CFT regulations, investigative techniques, data analysis and interpretation, quality assurance methodologies, and financial crime risk assessment.

Nice To Haves

CAMS certification.

Responsibilities

Manage and investigate complex cases of suspicious financial activity.
Conduct Enhanced Due Diligence reviews for higher-risk clients.
Analyze transaction patterns and client profiles to identify potential sanctions violations, money laundering, or terrorist financing risks.
Develop and conduct testing of AML/CFT policies, procedures, and controls.
Identify issues, exceptions, or patterns within the AML/CFT program and provide independent assessments to management.
Prepare Suspicious Activity Reports (SARs) and due diligence reviews in accordance with federal regulations.
Develop detailed investigation reports, case summaries, and risk assessments.
Produce quality assurance reports and recommendations for process improvements, including compiling and organizing reporting for senior leadership.
Analyze complex data sets to identify trends, patterns, and potential risks.
Develop and maintain data analytics tools and dashboards for AML/CFT monitoring.
Contribute to enhancements of transaction monitoring systems, alert scenarios, and sanctions screening tools.
Maintain expert knowledge of AML/CFT regulations, industry trends, and best practices.
Serve as a subject matter expert on AML/CFT issues for less experienced team members.
Participate in industry events and stay informed about evolving financial crime typologies.