Senior Actuarial Analyst, ALDP - Remote
About The Position
At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together This Senior Actuarial Analyst will be part of a team that oversees the actuarial pricing process from beginning to end. Working cross-functionally with executive leadership, forecasting, medical economics, accounting, and many other teams across the organization as well as with external partners to ensure appropriate pricing for our Ancillary & Individual business. This role will be tasked with analyzing claims experience, trends, state rate filings and data to establish and maintain appropriate premium rates for our members, utilizing a data-driven analytical approach. This role will require a technical approach to support pricing initiatives. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Requirements
- Bachelor’s Degree or equivalent years of experience in an actuarial or analytic role
- Must be on the Actuarial exam track, having passed 2 or more Actuarial exams
- 2+ years of experience working in a corporate environment including experience collecting, analyzing and summarizing qualitative/quantitative data
- Advanced or higher level of proficiency with Excel
Nice To Haves
- Proven experience applying AI and large language models (e.g., ChatGPT, Claude) to solve complex business problems
- Basic or higher level of proficiency with SAS, SQL and/or Snowflake
- Proven excellent verbal and written communication skills
- Proven analytical and critical thinking skills
Responsibilities
- Evaluate and analyze actuarial pricing files and processes for our individual ancillary lines to optimize revenue and profitability within Ancillary & Individual
- Perform studies on membership, pricing, utilization, and health care cost trends
- Perform analytics to identify opportunities for revenue adjustments, including rate changes
- Support the execution of complex data programs to perform mathematical analyses and actuarial modeling
- Analyze forecasts and trends and translate complex data in ways that can be understood by a variety of audiences
- Perform competitive analysis and determine the impact on premiums and various product proposals
- Support the development and implementation of new products
- Support new and existing business, which may require working directly with state departments of insurance as well as other industry actuarial teams
- Identify opportunities for process improvements and support implementing those process improvements
- Update automated processes for the team
Benefits
- comprehensive benefits package
- incentive and recognition programs
- equity stock purchase
- 401k contribution
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What This Job Offers
Job Type
Full-time
Career Level
Senior
