SBA Relationship Manager

EagleBank•Bethesda, MD

7d•Hybrid

About The Position

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers. EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships, and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected annualized salary for this position is: $104,071.41 to $173,691.72. Additional compensation may be possible based on experience and skills. We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the ability to work from Tysons / Baltimore / Bethesda four days per week.

Requirements

Bachelor’s Degree in Arts/Sciences (BA/BS) relatable area or commensurate additional SBA lending and/or portfolio management
2 years SBA lending or portfolio management in a financial institution required, with hands-on experience in loan underwriting and analysis
Understanding of principles of financial analysis
Working knowledge and understanding of SBA SOP (most recent version) and Servicing SOP
Good customer management and problem-solving skills
Proficient in Microsoft Office
Knowledge of banking products and services
Ability to analyze and present a credit request in line with Bank policy and SBA SOPs

Nice To Haves

7a Lender Diploma through the National Association of Government Guaranteed Lenders

Responsibilities

Developing new business relationships and growing existing commercial client partnerships by delivering tailored lending and banking solutions that meet client needs.
Serving as a trusted advisor throughout the lending process, originating SBA and commercial loan opportunities, conducting financial analysis and underwriting, structuring credit solutions, and presenting recommendations for approval.
Partnering closely with clients, internal stakeholders, and credit teams to drive transactions from prospecting through closing while delivering an exceptional client experience and supporting portfolio growth objectives.
Evaluating and underwriting customer loan requests and making appropriate recommendations.
Ensuring the bank’s policies and procedures are adhered to throughout the origination process.
Developing new business across all bank product lines.
Reviewing loan documents for accuracy prior to loan closing.
Participating in networking events, community events and will develop / maintain a network of referral contacts within the market.
Actively monitoring and administering portfolio to gauge credit quality.
Participating in the closing process and onboarding of client per SBA and Bank requirements.
Analyzing new requests for SBA eligibility, credit, issuing term sheets, underwriting eligible loans and drafting commitment letters per SBA SOP and Bank policy.
Staying current with SBA policy changes and SBA systems such as E-Tran and SBAOne.
Continuing education of SBA policies and procedures.
Coordinating PA and PM activities as it relates to loan origination and portfolio management as applicable.