SBA Pre-Close Specialist I

FIRST INTERNET BANK • Fishers, IN

1d • Onsite

About The Position

As the Small Business Administration (SBA) Pre-Close Specialist I you will be responsible for ensuring accurate and timely review of SBA loan transactions, ensuring all items needed for closing are obtained, and all collateral is perfected appropriately. Duties include coordinating with the SBA lenders, Credit Administration, Portfolio Managers, Loan Operations, and customers on closing loan transactions. You will also be responsible for remaining current on SBA SOP regulations, as well as compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Requirements

• A minimum of one year of banking experience, preferably in SBA, commercial banking or commercial lending
• Prior experience with nCino preferred
• Excellent written and verbal communication skills
• Interpersonal skills to interact positively and effectively with all levels of employees, management, and third parties
• Possess excellent multi-tasking skills
• Ability to identify issues and opportunities and explore solutions
• Ability to create and maintain a positive and cohesive team work environment
• Ability to meet strict timelines and service level agreements
• Strong PC skills required along with an ability to quickly learn new systems

Responsibilities

• Complete pre-closing review of loans, including the use of the nCIno Smart Checklist
• Review title policies, other real estate related documents, entity documentation and legal documents of borrowers and ensures all Bank and SBA requirements have been met
• Review approved Credit Approval Document to ensure credit conditions have been met by closer.
• Cash Injection review on file that may require coordination with Closer for any documentation needed prior to or at closing to complete equity.
• Maintain detailed knowledge of SBA loan documentation, collateral perfection, title insurance, UCC filing, compliance requirements, and loan/funding terminology
• Review for, and preparing recommendations, to correct errors that could potentially put the Bank at risk for losing an SBA guaranty or obtaining penalties
• Provide a high level of customer service to both internal and external customers
• Perform other duties as assigned

Benefits

• Medical, Dental, and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
• 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
• Professional Development Reimbursement
• At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date
• Eleven Paid Holidays
• Paid Volunteer Time
• Annual First Internet Bank-branded merchandise allowance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed
• Number of Employees: 1-10 employees