SBA Credit Analyst 6 (PMG)

U.S. Bank•Brookfield, WI

2d•$111,095 - $130,700

About The Position

This is a portfolio monitoring role, not a new-money or originations underwriting role. The Credit Analyst is responsible for approving extensions of credit and/or recommending approval or denial to the person or people making final lending decisions on new, renewal, and extension loans. Before making a credit decision or advising final decision-makers, the analyst conducts complete credit analyses by gathering, analyzing, and interpreting credit information about existing and prospective customers. The analyst reviews customer accounts and portfolios to identify and evaluate potential credit-quality issues and determine appropriate actions to maximize credit quality and minimize risk and potential loss. Technological tools, including computer software, may be used to evaluate individual credits or portfolios and compare possible courses of action before recommendations or decisions are made.

Requirements

Bachelor’s degree or equivalent work experience.
Typically six or more years of relevant experience.

Nice To Haves

Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring, servicing, and annual review processes.
Familiarity with SBA SOP 50 10, SOP 50 55, and SOP 50 57 requirements.
Strong credit analysis and analytical skills.
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
Background in economics, accounting, and/or finance.
Effective technical report-writing skills.
Effective verbal and written communication skills.
Proficient computer navigation skills using a variety of software packages.
Master's degree or CPA certification.

Responsibilities

Approve extensions of credit and/or recommend approval or denial to final lending decision-makers for new, renewal, and extension loans.
Gather, analyze, and interpret credit information on existing and prospective customers as part of complete credit analyses.
Review customer accounts and portfolios to identify and evaluate potential credit-quality issues.
Determine appropriate actions to maximize credit quality and minimize risk and potential loss.
Use technological tools, including computer software, to analyze credits or portfolios and compare possible courses of action.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation, from two to five weeks depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase.
Pension.