SBA Sr. Closing Officer, Hybrid

MMC Group•Irving, TX

10h•Hybrid

About The Position

We are seeking an experienced Senior SBA Closing Officer to lead the closing process for complex SBA loan transactions. This role is responsible for ensuring full compliance with SBA SOPs, internal credit policies, and regulatory requirements, while driving loans efficiently from approval through funding. This individual will serve as a subject matter expert, partnering cross-functionally with underwriting, credit, sales, and external stakeholders, while also mentoring junior team members.

Requirements

5-7+ years of SBA closing experience required, with strong 7(a) experience, 504 preferred
Deep knowledge of SBA SOPs, eligibility requirements, and closing procedures
Strong understanding of financial statements, collateral documentation, and legal/closing processes
Experience working with title, escrow, and third-party vendors
Exceptional attention to detail and organizational skills
Ability to manage multiple transactions simultaneously with minimal supervision
Strong written and verbal communication skills

Nice To Haves

SBA closing expert with strong technical and regulatory knowledge
Highly detail-oriented with a compliance-first mindset
Able to manage high-volume pipelines with precision and urgency
Strong collaborator who can influence and guide internal and external stakeholders
Comfortable operating independently in a remote environment

Responsibilities

Lead SBA loan closings from credit approval through funding
Review credit memos, underwriting analyses, and loan terms for accuracy and eligibility
Prepare and review closing documents including Notes, Guarantees, Security Instruments, UCC filings, and SBA-required forms
Ensure consistency and completeness across all closing documentation
Review settlement statements, escrow instructions, and wire requests
Ensure all loans meet SBA SOP requirements, including eligibility, collateral, and use of proceeds
Validate borrower and guarantor compliance with regulatory requirements including OFAC, KYC, Flood, and Environmental
Verify completion and accuracy of SBA forms such as 1919, 1920, 159, and 912
Confirm all conditions precedent to funding are satisfied and documented
Act as primary point of contact for borrowers, brokers, attorneys, title and escrow partners, and internal teams
Provide clear guidance on documentation, timelines, and closing requirements
Coordinate with underwriting, credit, servicing, and post-closing teams to ensure seamless funding
Manage a high-volume pipeline of SBA loan closings with varying complexity
Identify bottlenecks and proactively drive transactions forward
Track timelines to ensure closings meet approval and eligibility deadlines
Contribute to process improvements and workflow efficiencies
Serve as a subject matter expert for SBA closing practices
Mentor and support junior closing staff
Review files for compliance and accuracy, providing feedback and coaching
Support internal audits, SBA reviews, and quality control initiatives
Stay current on SBA SOP updates and communicate changes to the team