Rural 1st Construction Specialist
About The Position
The Rural 1st Construction Specialist supports the successful execution of construction loans by activating new loans and processing disbursements accurately and on time throughout the construction lifecycle. The Rural 1st Construction Specialist partners with borrowers, lenders, builders, and internal teams to deliver a responsive and efficient construction lending experience aligned with Rural 1st guidelines. This role contributes independently to routine and recurring work with growing confidence and consistency. It applies established procedures, manages assigned responsibilities effectively, and collaborates with others to support business outcomes. Team members at this level are expanding functional knowledge, strengthening judgment, and developing problem-solving skills within defined parameters. This position requires existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment.
Requirements
- High School Diploma/GED with 5 years relevant experience required.
- Existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment.
Nice To Haves
- Bachelor's Degree with 1 year relevant experience preferred.
Responsibilities
- Activates construction loans by setting up loan budgets, disbursement systems, and files aligned with approved terms.
- Reviews, analyzes, approves, and disburses construction loan draws, including coordinating inspections, change orders, and budget line items.
- Coordinates with borrowers, builders, inspectors, and internal partners to keep construction projects and loan servicing moving forward and on schedule.
- Monitors loan budgets, interest reserves, soft costs, insurance coverage, and reports to identify issues, manage risk, and support timely resolution.
- Maintains complete, accurate documentation, system records, and reporting to support effective loan servicing and portfolio oversight.
- Supports compliant servicing of the construction loan portfolio while delivering consistent, high-quality customer service.
- Completes routine assignments independently using established procedures and sound judgment.
- Applies working knowledge to resolve common issues and identifies when to seek guidance.
- Communicates clearly with teammates and internal partners to support coordinated work.
- Organizes workload to meet deadlines and deliver consistent, reliable outcomes.
- Contributes ideas that strengthen processes, accuracy, and effectiveness.
- Uses available tools and resources to resolve straightforward issues and improve confidence.
Benefits
- Medical, dental, and vision insurance
- Well-being and fitness reimbursement programs
- Paid vacation, sick leave, and holidays
- 401(k) plan with company contributions and matching opportunities
- Paid parental leave
- Short-term and long-term disability coverage
- Tuition reimbursement and professional development programs
- Community involvement and volunteer opportunities
- Variable compensation opportunities for eligible positions
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
