Risk Specialist II - Data Integrity

First Horizon•Memphis, TN

6d•Onsite

About The Position

The primary responsibility of this position is to complete data integrity reviews of all covered loans in compliance with the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) in order to effectuate successful CRA and HMDA data integrity examinations. The CRA and HMDA data integrity examinations contribute to the data reported on the annual CRA Loan Register and HMDA Loan Application Register submitted by the Data Integrity Manager to the Federal Reserve and Consumer Financial Protection Bureau (CFPB), respectively. This position requires the safekeeping and complete confidentiality of all customer transactions and information, including that of other bank personnel.

Requirements

High school diploma or GED and 0-4 years of experience or equivalent combination of education and experience.
0-2 years of Compliance and Risk Management Experience.
Microsoft Office suite skills.

Nice To Haves

Possess strong comprehension skills as it pertains to reading internal policies and procedures as well as state and federal regulatory law.
Ability to analyze large sets of data in a timely manner.
Strong oral or written communication skills in order to effectively communicate with the line of business when there is a need to request additional documentation.
Effectively communicates discrepancies identified during the reviews to the Data Integrity Manager and/or Data Integrity Team Lead to assist in the facilitation of coordinating with business partners to seek clarity on any discrepancies identified in the review process.

Responsibilities

Complete data integrity reviews of all covered loans in compliance with the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA).
Maintain a commitment to continuous learning and developing knowledge and skills to competently and efficiently execute assignments.
Perform HMDA and CRA Small Business loan data integrity reviews utilizing critical thinking and utilizing excel, bank systems, and legal documents to ensure the reportable data is accurate for government reporting.
Analyze large sets of data in a timely manner, ensuring the Bank's internal procedures and controls are executed effectively and adhere to state and federal regulatory law.
Effectively communicate potential issues, discrepancies, and identified issues to the Data Integrity Manager and/or Data Integrity Team Lead.
Exhibit strong time management skills in order to adhere to deadlines (both internal and those required by law) and meets department quality standards for accuracy and completeness of work.
Attend training programs on CRA and HMDA to remain current with changing regulations and requirements as needed.
Complete, pass and maintain an up-to-date status for all positional and company required compliance and regulatory courses by assigned due date(s).
Take on growth opportunities by participating in special projects and assignments while maintaining day-to-day responsibilities.