Risk Placement Specialist, High Net Worth - Personal Lines

Relation Insurance Services • Sacramento, CA

8d • $44,000 - $115,000 • Onsite

About The Position

The Risk Placement Specialist supports the sales process to retain and grow the business by providing marketing support that is dependable, accurate, accessible, and driven for success. The individual in this role partners closely with sales and service teams to promote Relation’s products and services, supporting both new client acquisition and retention.

Requirements

• A Property and Casualty License from state of domicile is required and must be maintained.
• High school diploma or equivalent.
• Minimum 5 years' experience supporting risk placement initiatives in Ultra High Net Worth and Family office space.
• Strong proficiency in using Microsoft Office Suite, especially Word, PowerPoint, Excel.
• Ability to learn and adapt quickly to new technologies and software.
• Customer focused, high integrity, excellent work ethic.
• In-depth understanding of personal lines of coverage.
• Excellent written/verbal communication and interpersonal skills, with the ability to effectively interact with internal and external clients, business partners, and insurance carriers.
• Detail-oriented and highly organized, with the ability to manage multiple tasks and prioritize work effectively to meet or exceed deadlines.
• Strong, proactive communications to keep internal and external engagements up to date.
• Strong analytical and mathematical skills.

Nice To Haves

• Four-year degree preferred.
• Preference given to individuals that have insurance designations (e.g., CPRM, CPRIA, CISR, CIC, CPCU).

Responsibilities

• Supports new business strategy and revenue generation by evaluating referrals to assess alignment with High Net Worth (HNW) and Ultra High Net Worth (UHNW) criteria and facilities appropriate routing to Private Client or Personal Lines as needed.
• Develops and implements a renewal strategy based on potential and existing clients’ risks profiles, market conditions and carrier options, as requested.
• Analyzes markets, products, and coverage options to recommend optimal, competitively priced solutions tailored to client risk profiles.
• Manages end-to-end new business placement, including preparation, submission, follow-up, and documentation of applications, quotes, and carrier communications.
• Leverages strong carrier and underwriter relationships to negotiate favorable pricing and coverage terms for clients.
• Develops and delivers comprehensive proposals that clearly reflect recommended coverages, premiums, and underwriting outcomes.
• Collaborates with sales and service teams to align placement efforts with sales and service objectives.
• Adheres to legal and regulatory requirements in the insurance industry, ensuring all quotes and proposals comply with applicable laws and regulations.
• Stays up to date on industry trends, market conditions, and new insurance products to provide valuable insights and recommendations.
• Fully adopts innovative technology, including proprietary AI solutions, into the service process to deliver a best-in-class client service experience.
• Special projects and other duties as assigned.

Benefits

• family health and wellness programs
• 401K
• employee assistance programs
• paid time off
• paid holidays
• Paid training and continuing education to obtain/maintain your insurance license.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED