Risk Officer

Climate First Bank

4d • Remote

About The Position

We are looking for a Risk Officer to lead and strengthen our enterprise risk management program. Reporting to the Chief Compliance, BSA and Risk Officer, this individual will identify, assess, monitor, and mitigate risks that may impact the Bank's operations, financial performance, compliance posture, and reputation. The Risk Officer will supervise a Risk Analyst, partner with leaders across the organization, and provide reporting and guidance to senior leadership and the Board of Directors.

Requirements

• Bachelor’s degree in Finance, Business Administration, Risk Management, or a related field preferred.
• 5+ years of experience in risk management, enterprise risk, compliance, audit, or a related financial services discipline.
• Prior banking experience with strong knowledge of banking regulations and risk management practices.
• Experience presenting risk information to senior leadership and boards.
• Proficiency with Microsoft Office applications, particularly Excel, Word, and Outlook.
• Entrepreneurial Self-Starter - You take charge of your work product and take pride in delivering consistently great and measurable results You take ownership of complex risk initiatives and use data-driven analysis to identify trends, assess exposure, and recommend solutions. A high-pace and high-performance environment excites you and you thrive on defined expectations.
• Organization & Efficiency- You manage your time like a pro and stay focused under pressure, You love a good system but also adapt to changing routines. You’re a master note-taker and checklist fanatic and stay on top of things with ease and consistency.
• Master Communicator- You communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and engage stakeholders at all levels efficiently and tactfully. You masterfully build relationships and develop business with strong influencing and decision-making skills.
• Banking & Fintech Acumen - You are highly educated in financial products and services, applicable regulations and laws. You possess strong knowledge of banking operations, regulatory expectations, internal controls, and enterprise risk management principles.
• Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to create efficiencies. You leverage technology, reporting tools, dashboards, and data analysis to improve efficiency and monitoring.
• Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know how to operate as a part of a larger team and love contributing to the big picture. You’re dependable and always happy to lend a hand where needed.
• Adopt a commitment to environmental, social, economic, and racial justice.
• Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
• Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.
• Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity.

Responsibilities

• Develop, maintain, and enhance the Bank's enterprise risk management framework, including policies and procedures.
• Oversee administration of the Enterprise Risk Management (ERM) system and ensure effective risk governance practices.
• Advise leadership on risk exposure, risk appetite, and appropriate mitigating controls.
• Conduct risk assessments across operational, financial, compliance, strategic, cybersecurity, and reputational risk categories.
• Monitor and analyze risk data, key risk indicators, and emerging trends to identify potential issues proactively.
• Stay informed on industry developments and regulatory changes that may impact the Bank's risk profile.
• Ensure compliance with regulatory requirements and internal control standards.
• Implement, monitor, and test fiduciary and SOX-related risk management programs.
• Prepare and present risk reports and recommendations to executive leadership and the Board of Directors.
• Partner with business leaders to implement effective risk management strategies.
• Participate in internal audits, external audits, and regulatory examinations.
• Assist in departmental planning, budgeting, and special projects that strengthen the control environment.
• Supervise and develop the Risk Analyst.
• Deliver risk management training and guidance across the Bank.
• Champion a proactive risk culture supporting growth and sustainability.
• Adopt a commitment to environmental, social, economic, and racial justice.
• Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
• Maintain an understanding of Bank policies, procedures, and regulations.
• Question suspicious activity and collaborate with departments to help prevent fraud.

Benefits

• Annual bonus, incentives and equity may be available.
• 100% employer-paid health coverage for employees.
• Employer contribution for dependents.
• Medical, Dental & Vision Insurance
• Health Savings Account (HSA)
• Free Telemedicine access via Teladoc
• 401(k) with 6% Employer Match — No Vesting Period.
• Employee Stock Options
• Exclusive Employee Banking Perks
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives
• 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
• 64 Hours of Paid Sick Time for all full-time employees.
• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior