Risk Management - Wholesale Credit Loss Forecasting Associate

JPMorgan Chase & Co.•Plano, TX

6d•$125,000 - $140,000•Onsite

About The Position

As a Wholesale Credit Loss Forecasting Associate in the Corporate and Investment Bank Stress Testing team, you will analyze wholesale credit loss estimation results for the commercial real estate portfolio and help translate them into clear insights for stakeholders. You will support quarterly allowance and stress testing exercises by communicating key assumptions, drivers, and outcomes. You will collaborate with partners across the firm to strengthen processes, improve reporting, and enhance insight quality. You will help us monitor portfolio risk and respond quickly as market conditions evolve.

Requirements

Bachelor’s degree in business, finance, accounting, or a related field
3 years of experience in financial services
Knowledge of commercial real estate, including common benchmarks, market conditions, and underwriting metrics across property types
Analytical skills in financial risk frameworks and portfolio monitoring
Ability to work across diverse groups to understand requirements, build alignment, and execute agreed plans
Strong written and verbal communication skills, including the ability to explain complex topics concisely for management audiences
Strong attention to detail, ownership, and follow-through in time-sensitive deliverables
Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications

Nice To Haves

Experience with credit loss accounting standards, including Current Expected Credit Loss and International Financial Reporting Standard 9
Familiarity with regulatory stress testing frameworks and processes
Experience with data visualization and analysis tools such as Tableau and Python
Familiarity with using artificial intelligence tools to support analysis and reporting in a controlled environment

Responsibilities

Deliver portfolio analytics and reporting to support allowance and stress testing forecasts for commercial real estate exposures
Analyze scenario results and key loss drivers across multiple stress scenarios and monitoring cycles
Calculate and explain core model behaviors and parameters and how they translate into loss estimates
Track risk limit usage in partnership with credit officers and escalate emerging trends as needed
Support stress estimates for large transactions by compiling inputs, running analyses, and summarizing results
Run ad hoc scenario analysis for senior management based on evolving market conditions
Partner with lines of business and teams across risk, finance, model risk, quantitative research, technology, and data to align on assumptions and deliverables
Develop a strong understanding of allowance and stress testing estimation processes and apply that knowledge to improve day-to-day execution
Improve analytical workflows to increase efficiency, accuracy, and consistency of results
Contribute to model enhancements and results platform updates through testing, documentation, and feedback