Risk Management - Strategic Analytics - Vice President

JPMorgan Chase & Co.•Wilmington, DE

19h

About The Position

Bring your expertise to JPMorganChase and help shape the future of risk management in a world-class organization. As part of Risk Management and Compliance, you’ll be at the center of keeping the firm strong and resilient—using expert judgment and analytics to help govern risk-taking activities that impact our customers and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class. Join a team that values outside-the-box thinking and empowers you to drive meaningful change by developing strategies that balance growth, risk mitigation, and customer experience. As a Vice President, Acquisition Risk Management – Consumer Card (Retail Co-Brand), you will provide independent risk oversight for new account originations across our retail co-brand partnerships. You will set and maintain acquisition risk frameworks, review and challenge underwriting/decisioning strategies, and influence key decisions through governance routines and data-driven insights. You will partner closely with Card Product, Marketing, Finance, Analytics, Lending, and Technology teams—and engage with Governance, Legal, and Compliance—to ensure strategies are well-controlled, compliant, and aligned to risk appetite.

Requirements

Bachelor’s degree in a quantitative discipline (e.g., Economics, Statistics, Math, Engineering, Computer Science)
Minimum 6 years of experience in consumer lending / credit risk
Strong understanding of consumer credit laws and regulations relevant to underwriting/decisioning and risk governance
Strong analytics experience using SQL and/or SAS (Python a plus) to independently assess strategy performance and risk outcomes
Demonstrated ability to operate in a governance and oversight capacity (risk frameworks, controls, monitoring, documentation)
Proven ability to influence senior stakeholders through clear communication, structured thinking, and data-driven recommendations
Strong project management skills; ability to manage multiple priorities and deliver under tight timelines

Nice To Haves

Master’s degree in a quantitative field or related discipline
Experience overseeing consumer card acquisition strategies, preferably in co-brand and/or partner/channel-driven acquisition models
Familiarity with decisioning ecosystems (rules engines, underwriting platforms) and strategy change management controls
Experience supporting audit, exam, and regulatory interactions; comfort with creating durable documentation and evidence trails
Track record of driving process improvement in risk monitoring, reporting, and governance routines

Responsibilities

Provide independent oversight (2LOD) of acquisition risk decisioning for retail co-brand consumer card originations
Perform review and effective challenge of first-line proposals (policy/strategy changes, test plans, model/score usage, segmentation, offer/channel changes), ensuring risks are identified, quantified, and mitigated
Establish and monitor KRIs / early warning indicators, approval and loss metrics, and policy adherence; escalate emerging issues as needed
Partner with Governance, Legal, and Compliance to ensure strategies meet regulatory and internal policy requirements (including fair lending considerations and documentation expectations)
Support governance forums (approvals, periodic reviews, audits/exams), including preparing materials, documenting decisions, and tracking action items to closure
Drive cross-functional alignment by communicating risk/return tradeoffs and recommending compensating controls or alternative approaches
Conduct deep-dive analytics (e.g., segmentation, vintage/performance monitoring, funnel diagnostics, champion/challenger, attribution impacts) and deliver clear, actionable recommendations
Partner with Technology and Decision Management teams to implement strategies in decisioning platforms, ensuring strong testing, documentation, and change
Contribute to continuous improvement of acquisition risk processes, monitoring, and reporting; mentor junior team members as applicable