Risk Management - Credit Officer - Associate

JPMorgan Chase & Co.•Plano, TX

2d•$77,900 - $120,000

About The Position

As an Associate Credit Officer within the Credit Risk team, you will play an important role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on post-closing multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing and underwriting loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Requirements

Minimum 2+ years of experience in commercial real estate lending or 3+ years of other banking/finance experience.
Good understanding of multifamily real estate property valuations and cash flow analysis.
Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements.
Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail.
Excellent verbal/written communication and problem-solving skills.
Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed.
Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems.

Nice To Haves

Bachelor's degree in accounting, finance, economics, or real estate is preferred.
Familiarity with regional markets and municipal regulations.

Responsibilities

Oversee all aspects of credit analysis on post-closing commercial real estate/multifamily loans.
Evaluate and manage risks in each transaction.
Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal.
Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements.
Apply data analysis techniques to interpret results and provide insights and recommendations to management.
Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.