Risk & Insurance Analyst

Vuori, Inc•Carlsbad, CA

3h•$74,900 - $96,285•Onsite

About The Position

The Risk and Insurance Analyst supports Vuori's risk management function by combining hands-on claims management with financial analysis and reporting. This role manages day-to-day claims activity across the company's property, stock throughput, and workers' compensation programs while providing critical support for insurance and outside legal spend budgeting, forecasting, and invoice management. The ideal candidate brings a solid insurance foundation, sharp analytical instincts, and the ability to translate claims, coverage, and legal spend data into actionable financial insights.

Requirements

Bachelor's degree in Risk Management, Insurance, Finance, Business Administration, or equivalent years of experience preferred
3+ years of experience in insurance, claims management, risk management, or a related discipline
Demonstrated understanding of commercial insurance lines, particularly property, stock throughput/cargo, and workers' compensation
Strong financial analysis skills with experience in budgeting, forecasting, or financial reporting
Advanced proficiency in Microsoft Excel (pivot tables, VLOOKUP/XLOOKUP, financial modeling, data visualization)
Excellent organizational skills with the ability to manage multiple priorities and deadlines
Strong written and verbal communication skills

Responsibilities

Manage and monitor claims across property, stock throughput, and workers' compensation insurance programs, including reporting, tracking, and coordination with carriers, adjusters, and third-party administrators
Maintain organized claims files and ensure timely documentation of claim status, reserves, and payments
Serve as an internal point of contact for claim inquiries and status updates
Identify claims trends and escalate issues or emerging exposures to the VP of Risk and Legal Operations
Support the renewal process by compiling loss runs, claims summaries, and related underwriting data
Assist the VP of Risk and Legal Operations with the development and maintenance of the departmental budget, encompassing insurance premiums, claims costs, program expenses, and outside legal spend
Build and maintain financial models to forecast insurance spend, loss development, reserve adequacy, and outside counsel fees and litigation costs
Track and report on outside legal spend by matter, law firm, and practice area; identify trends, variances against budget, and opportunities for cost management
Analyze claims data and loss experience to identify trends, variances, and cost drivers
Prepare periodic financial reports and dashboards summarizing insurance program performance, legal spend, budget-to-actual comparisons, and key risk metrics
Damages analysis, litigation and settlement modeling to quantify damages exposure or potential recoveries to evaluate and document loss and gain contingencies including probability assessments and range estimates (or potential recoveries) for pending and threatened litigation, regulatory matters, insurable claims and other exposures
Track and follow up on the timely payment of insurance and legal invoices, including premiums, broker fees, TPA charges, claims settlements, and outside counsel fees
Reconcile invoices against policy terms, engagement letters, and budgeted amounts; flag discrepancies for resolution
Coordinate with Accounts Payable and Finance to ensure proper coding and timely processing of payments
Maintain a payment tracker to provide visibility into outstanding and completed transactions
Support the operational compliance of certain material transactions under the Legal Team’s purview such as the Credit Agreement
Provide financial and legal diligence support for M&A, divestitures, joint ventures, and other strategic transactions
Coordinate with FP&A and Treasury to project compliance under various business scenarios, including planned transactions
From time to time, serve as the standing legal representative in quarterly close meetings and budget planning cycles