696 EN - (Sr.) Risk Analyst, RAPM (multiple roles)

Export Development Canada | Exportation et développement Canada•Toronto, ON

1d•CA$84,698 - CA$149,341•Hybrid

About The Position

Join the EDC Team! At EDC, we support Canadian businesses to succeed globally. We provide the financial tools and expertise they need to explore new markets, reduce risks, all towards the goal of making Canada and the world better through trade. We are recruiting for multiple roles, with permanent and contract opportunities available. Export Development Canada (EDC) operates in a hybrid work environment, with a current requirement of two in-office days per week, increasing to three days per week in September 2026 (subject to change). This role can be performed from EDC’s headquarters in Ottawa or from one of our Community Hubs located in Toronto or Montreal. Relocation assistance is available for candidates who meet the eligibility criteria. At Export Development Canada (EDC), we empower Canadian businesses to succeed globally. As a financial Crown corporation, we offer innovative financial solutions and expert insights to help businesses explore new markets, mitigate risks, and achieve growth. The Risk Assessment & Portfolio Management (RAPM) team monitors the Insurance portfolio, performing independent credit risk assessment and portfolio management and ensuring that appropriate action is taken when the credit risk of a company is no longer considered acceptable. RAPM participates in the ongoing review of the Insurance group's credit granting and credit surveillance standards and its policies and procedures for risk acceptance. We are looking for dynamic and motivated credit professionals to manage a portfolio of buyers, performing independent credit and financial risk assessment to assess the commercial risk acceptance and repayment capabilities of these companies, in support of our Insurance program.

Requirements

Undergraduate Degree in Accounting, Business Administration, Finance or other related disciplines.
Portfolio Risk Management 17, 5+ years of experience in credit risk management and international trade or related fields.
Portfolio Risk Management 18, 7+ years of experience in credit risk management and international trade or related fields.
Portfolio Risk Management 19, 9+ years of experience in credit risk management and international trade or related fields.
Knowledge of credit risk management principles and practices.
Ability to work legally in Canada at the time of application (Canadian Citizens or Permanent Residents).
Meet the requisite government security screening requirements.

Nice To Haves

Professional designation/candidacy (CFA, CPA, MBA).
Knowledge of bank credit assessment and lending practices.
Knowledge of international business practices and international trade.
Bilingual in both official languages (French and English).

Responsibilities

Conducts due diligence and necessary analysis to establish the creditworthiness and risk level of the buyer and/or transactions based on the financial review of the buyer as well as the assessment of other factors such as country economic conditions, payment terms etc.
Assesses and evaluates requests for new credit.
Implements timely surveillance and monitoring of buyer portfolio to ensure files are up-to-date and minimizes credit granting turnaround times.
Analyses and comments on sector, market and portfolio developments.
Consistently adheres to acceptable credit standards to ensure appropriate documentation, credit analysis and recommended decisions.
Prepares credit assessments and presents recommendations to credit authorizers with appropriate authority.
Proactively shares sector and industry knowledge to help support Business Teams, internal partners, and customers.
Learns about general credit insurance underwriting practices.
Ensures discipline around data integrity.
Liaises with buyers, banks, information providers and other entities to assess credit issues.
Able to generate new continuous improvement ideas for EDC by working closely with colleagues, customers, and key intermediaries.
Contributes to ad hoc projects related to process and other improvements.
Has significant depth and breadth of knowledge of credit issues within relevant sectors and is responsible to make timely risk mitigating recommendations.
Proactively leads all aspects of portfolio management, including the gathering, analysis, and effective communication of data including presentations to relevant committees and stakeholders.
Maintains a network of internal and external stakeholders and leverages it to enhance management of portfolio and, if required, to succeed with projects.