Risk Analyst

UnitedHealth GroupDraper, UT
$60,200 - $107,400Onsite

About The Position

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. Supporting 2nd Line of Defense Credit Risk Management The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and implements the risk framework, policies, standards, and procedures aligned with the bank's strategic goals. The Risk Review team independently assesses the effectiveness of the bank’s processes and policies, recommending and implementing best practices to mitigate current and upcoming risks. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

  • Undergraduate degree or equivalent experience
  • Bachelor’s degree in accounting, finance, or business/economics related field
  • 2+ years of credit risk management or underwriting experience, with a background in commercial and/or consumer lending
  • 2+ years of experience in reading, interpreting, and analyzing financial data and GAAP financial statement
  • 2+ years of experience with Microsoft Office PowerPoint (creating and executing presentations), and Excel (Financial Spreading, Pivot Tables, VLOOKUP, Advanced Formulas, Formatting, etc.)
  • Reside in or willing to relocate to the Draper UT / Salt Lake City UT Regional Area – this position is onsite at the office location in Draper, UT
  • Willing/able to work Monday – Friday at the office location in Draper, UT

Nice To Haves

  • Ability to manage ambiguity
  • Ability to be comfortable in building processes, flexible – change agent
  • Solid Excel PPP PowerBI/SQL coding experience
  • Financial/risk lending experience

Responsibilities

  • Analyzes and investigates
  • Provides explanations and interpretations within area of expertise

Benefits

  • comprehensive benefits package
  • incentive and recognition programs
  • equity stock purchase
  • 401k contribution
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