Risk Analyst

DATCU•Corinth, TX

10d•Hybrid

About The Position

Responsible for supporting DATCU’s risk management and security efforts by identifying vulnerabilities, assessing potential risk exposures, and monitoring internal and external threats to help safeguard the organization, its members, employees, and assets. Exercises independent judgment in evaluating risks, investigating concerns, and recommending corrective actions to mitigate fraud, financial loss, property damage, security breaches, or legal liability. Assists in the development, implementation, and enhancement of fraud prevention and security programs to address evolving risks and organizational needs. Analyzes and classifies risks based on likelihood and potential impact, including assessing financial exposure to the credit union. Ensures compliance with established policies, procedures, and regulatory requirements while providing prompt, professional service to members. Performs miscellaneous administrative duties and other related responsibilities as assigned. This position is Monday through Friday 8:00am – 5:00pm with the potential to work a hybrid schedule.

Requirements

2-4 years of professional experience in risk management, internal audit, compliance, or financial analytics.
Knowledge of regulatory requirements related to risk management in the credit union industry.
Knowledge of laws and regulations governing credit unions and knowledge of NCUA examination procedures and guidelines.
Strong understanding of risk management frameworks.
Thrives in fast-paced environment.
Ability to be objective about controls and processes.
Excellent organizational, oral and written communication skills.
Professional appearance, dress, and attitude.
Advanced proficiency in Microsoft Excel (pivot tables, data analysis) and data visualization tools like Power BI.

Nice To Haves

Bilingual a plus.

Responsibilities

Identify and assess financial, operational, compliance, strategic, and vendor risks, including potential business impact.
Support risk mitigation efforts, internal control enhancements, and corrective action plans.
Contribute to risk management frameworks, policies, risk appetite statements, and fraud/security initiatives.
Monitor KRIs, analyze trends, and prepare risk reports and recommendations for management.
Perform data analysis, identify risk exposures, and maintain risk registers.
Partner with Internal Audit, Legal, and Compliance teams to ensure consistent risk management and reporting.
Assist with incident investigations, root cause analysis, and risk reduction recommendations.