Risk Analyst, Trade Credit

Intact FC • Toronto, ON

10d • CA$50,900 - CA$62,200 • Hybrid

About The Position

We’re looking for a Risk Underwriter (Risk Analyst) to join our growing Trade Credit team! In this role, you will work with the risk underwriting team to facilitate trade for our Trade Credit clients.

Requirements

• Undergraduate Degree in Business Administration, Accounting, Finance, Commerce or any combination of education and experience deemed relevant for the role.
• Minimum 2-3 years experience in financial statement analysis, commercial lending, commercial underwriting or related financial services experience.
• Knowledge of underwriting and/or financial transaction structuring.
• Experience leading and supporting the successful completion of increasingly complex commercial credit transactions across a variety of industry sectors and international markets.
• Strong written and spoken communication skills.

Nice To Haves

• MBA, CFA, CPA designation an asset.
• Bilingual in English and French is an asset.

Responsibilities

• Contribute to the buyer review process. You will be assigned a portfolio of buyers to review, assess and provide credit recommendations.
• Ensure credit analysis is consistent with the risk assessment analysis structure and risk management guidelines and applicable rules.
• Responsible for providing timely and effective communication with commercial underwriters as well as brokers where required.
• Contribute to the success of the Trade Credit Strategic Plan, including but not limited to new business, business retention, creating buyer capacity and maintaining buyer relationships.
• Partner with various internal subject matter experts to determine if transactions are viable and to mitigate risks.
• Support performance and growth by helping to set underwriting policies, standards and guidelines, ensuring adherence, leading continuous improvement activities and delivering product enhancements and new products.
• Build your professional network in order to strengthen and deepen risk analysis and understanding of the various industries in which we have credit exposure.

Benefits

• Flexible work arrangements and a hybrid work model
• Possibility to purchase up to 5 extra days off per year
• Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more
• Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)
• Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance)
• Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.
• Pension offerings provide flexibility and long-term security for our employees beyond their careers.
• Defined benefit pension plan offering guaranteed income for life.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree