Risk Analyst Senior

Worldpay•Cincinnati, OH

2d•$91,900 - $138,700

About The Position

At Worldpay, our technology and our people are moving forward. We advance the way the world pays, banks and invests. We believe in building inclusive, diverse teams. Together, we innovate to help our colleagues, clients and communities succeed. If you’re ready to grow your career and make an impact in fintech, we have one question: Are you Worldpay? About the role: As a Risk Analyst Senior, you will play a critical role in the management and optimization of transaction monitoring and fraud prevention and financial crime systems. You will apply strong analytical and technical judgement to identify fraud and financial crime risks, evaluate the effectiveness of monitoring controls, and drive continuous improvements across fraud detection platforms. About the team: The Risk and Compliance Systems team transform complex regulatory obligations and bespoke client fund flows into scalable, technology-enabled solutions – reducing fraud losses, improving operational efficiency, and maximizing digital-first capabilities for our business and clients. The Fraud Prevention & Detection pillar manage and optimize fraud detection and prevention rules for transaction monitoring; partner on backlog, policy and vendor alignment.

Requirements

Proven fraud and/or financial crime transaction monitoring experience, including rule management, alert analysis and control optimization.
Strong problem-solving skills with the ability to take measured, risk-aware decisions.
Excellent attention to detail and the ability to translate business and risk requirements into technical discussions.
Bachelor's degree or an equivalent combination of education and experience.

Nice To Haves

Experience on working in Agile/Scrum environments, including sprint planning and backlog management.
Ability to analyse monitoring performance data using SQL and/or Python to identify trends, anomalies, and optimization opportunities.

Responsibilities

Own and support transaction monitoring systems, including rules management, case management and issue resolution.
Configure, maintain and optimize monitoring rules, controls, thresholds and attributes, balancing fraud loss prevention with operational efficiency.
Act as a subject-matter expert for transaction monitoring controls, UI capabilities and issues management across Fraud, Credit Risk and AML/Compliance.
Continuously tune rules based on fraud loss trends, alert quality, and regulatory governance, to reduce false positives and operational rework.
Perform post-mortem fraud loss analysis, develop bespoke test rules, and make actionable, data-driven recommendations.
Collaborate with technology, product and third-party vendors on platform stability, enhancements, and new feature delivery via roadmaps.
Document risk assessments, monitoring controls, and analysis, supporting control design, governance, audit and continuous improvement.