Risk Analyst II - Portfolio Analytics

GM Financial•Fort Worth, TX

2d•Hybrid

About The Position

This role leverages data analysis, reporting, and visualization techniques to monitor portfolio performance, uncover insights, and provide actionable recommendations to senior leadership. The position also partners with stakeholders to develop reporting solutions, improve analytical processes, and support strategic decision-making through accurate and timely data-driven insights.

Requirements

Demonstrated understanding of data mining, data analysis and visualization, quantitative and analytical methods, and sophisticated reporting techniques
Advanced with Microsoft Excel, PowerPoint, and Word
Experience with data analysis and spreadsheet modeling and/or reporting
Experience with coding (SAS or SQL preferred) for data mining and transformation in a data warehouse environment
Demonstrated quantitative skills
Acute attention to detail
Effective written and verbal presentation skills
Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
Ability to identify and understand business issues and map them into quantitative questions
2-4 years experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation
Proficiency with SAS and/or SQL, Microsoft Excel, PowerPoint, and Word required
High School Diploma or equivalent

Nice To Haves

Understanding of the metrics utilized in monitoring the performance of a consumer lending portfolio is a plus
Working effectively within an AI enabled environment: Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection
2-4 years experience in consumer loan or lease portfolio analysis, reporting and/or forecasting preferred
Associate Degree
Bachelor’s Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience required
Master’s Degree in Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field preferred

Responsibilities

Utilize data mining and advanced spreadsheet/technical skills to monitor portfolio performance and report results to senior management
Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format
Employ best practices of data analysis and validation to ensure data results are accurate
Promote innovative ways to visualize and digest complex data
Create and maintain organized, efficient, and repeatable processes for monitoring portfolio performance
Proactively monitor and report relevant changes in portfolio performance to management
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results
Work directly with internal customers (management) to create/adjust reports to effectively communicate portfolio performance
May provide direction, training, and guidance to less experienced analysts and lead projects or assignments as required