Risk Analyst I

Maverick Payments • The Woodlands, TX

12d • $25 - $28 • Onsite

About The Position

Working under the direction of the Manager, Risk, the Risk Analyst I is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.

Requirements

• High School Diploma or equivalent.
• 1-3 years of experience in Risk Management within the acquiring industry
• Experience with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, MATCH, GIACT, Merlink, etc.).
• Experience working in call center environment.

Nice To Haves

• Bachelor’s Degree, Finance, Business Administration, or similar.
• Experience with working in high-risk verticals.

Responsibilities

• Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Answering internal and external inquiries specific to risk.
• Other duties as assigned

Benefits

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 4% matching contribution.
• Commitment to Career Development and Advancement.
• Employee Recognition Programs & Company Sponsored Events
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED