Risk Analysis Specialist II
About The Position
This role supports data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses. The specialist reviews and analyzes portfolio trends, supports development of databases and queries to extract data, and helps produce data for internal and external reporting. The role also works with Technology to implement changes needed to support ongoing data requirements. The position develops and executes reporting that helps Risk and business partners identify and manage risk; analyzes portfolio, loss, and other trends; and provides analytical support for strategic initiatives across Risk functions and lines of business. It also contributes to database production processes and senior-management performance reports using data mining and other advanced analytical techniques. Additional duties include responding to complex information requests, supporting cross-functional data-quality remediation, and monitoring control outputs and investigating alerts.
Requirements
- Bachelor's degree in Finance, Economics, Statistics, Mathematics, Computer Science, Information Systems, or a related field.
- At least 3 years of experience in Risk Analytics, Risk Reporting, Decision Science, Credit Risk, Operational Risk, or a related analytical function.
- Advanced SQL skills, including the ability to query and manipulate large relational databases.
- Experience with PowerCurve, Experian Decision Analytics, or comparable decision strategy platforms.
- Proficiency in Tableau for dashboard development and analytical reporting.
- Strong experience in report validation, data reconciliation, data-quality testing, and controls.
- Experience performing UAT, parallel testing, or production validation activities.
- Strong analytical, problem-solving, and critical-thinking skills.
- Excellent verbal and written communication skills.
- Attention to detail and commitment to data accuracy.
Nice To Haves
- Experience in Consumer Lending, Mortgage, Credit Card, or Enterprise Risk functions.
- Knowledge of decision strategies and automated underwriting systems.
- Familiarity with Python, SAS, R, or advanced analytics tools.
- Experience working in Agile project environments.
- Knowledge of regulatory expectations related to model governance, data governance, and risk management.
Responsibilities
- Support the development and execution of reporting that enables Risk and business partners to identify and manage risk.
- Analyze trends and support data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies.
- Provide analytical support for product strategic initiatives affecting multiple Risk functions and lines of business.
- Participate in developing database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data.
- Support responses to complex ad-hoc information requests from internal and external parties.
- Support cross-functional efforts to remediate data-quality issues.
- Monitor control outputs and investigate alerts from control checks.
- Work with Technology to implement changes needed to support ongoing data needs.
Benefits
- Affordable, competitive, and flexible benefits supporting teammates’ physical, emotional, and financial wellness.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
