Risk Analysis Specialist II

Bank of America•Charlotte, NC

1d•Onsite

About The Position

This job is responsible for supporting data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses. Key responsibilities include reviewing and analyzing portfolio trends, supporting the development of more complex databases or queries to extract data, and supporting the production of data for internal and external reporting needs. Job expectations include working with Technology to implement changes necessary to support ongoing data needs. The Consumer and Small Business Credit Risk Data, Reporting, and Operations team’s purpose is to deliver repeatable, sustainable, and well‑controlled processes that meet our partners’ needs with efficiency, continuous improvement, and innovative thinking. Information focuses on Consumer and Small Business products such as Credit Cards, Home Loans, Consumer Vehicle Lending, Deposits, and Small Business products. This position includes the development, production, and analysis of credit risk data and reporting while ensuring adherence to governance requirements and bank policies. Key responsibilities include extracting data from complex databases, design and development of innovative internal and external reports, and conducting analytics to facilitate excellent management of credit risk while working with business partners. Produce production-critical monthly and quarterly reports that deliver actionable insights for leadership and stakeholders. Development and production of credit risk reports using tools such as SAS, SQL, Tableau, and others. Work with business partners to understand reporting usage, develop enhancements, and ensure timely delivery to meet stakeholder needs. Design robust, well-documented end to end process that ensure repeatability and implement controls to deliver reports that are fit for use. Extract, transform, and validate data from multiple sources, performing audit-level QA and validations to ensure data integrity and compliance. Demonstrate a strong understanding of data, metrics, and their interconnections, enabling accurate interpretation and communication of insights.

Requirements

Bachelor’s degree
2+ years of Reporting/Data Management experience
Strong SAS/SQL experience
Strong analytical skills
Strong verbal and written communication skills
Ability to perform data QA, audit-level validations, and ensure governance compliance

Nice To Haves

GRM experience
Attention to Detail
Business Intelligence
Data and Trend Analysis
Risk Analytics
Risk Management
Adaptability
Collaboration
Continuous Improvement
Data Visualization
Project Management
Business Acumen
Issue Management
Regulatory Relations
Stakeholder Management
Technical Documentation

Responsibilities

Supports the development and execution of reporting to allow Risk and business partners to effectively identify and manage risk
Analyzes trends and supports the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies
Provides analytical support on various product strategic initiatives affecting multiple Risk functions and lines of business to ensure company goals are met
Participates in the development of database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data
Supports with responding to complex ad-hoc requests for information from both internal and external parties
Provides support on cross-functional efforts to remediate data quality issues
Monitors the outputs of controls and investigates alerts from the control checks
Extracting data from complex databases
Design and development of innovative internal and external reports
Conducting analytics to facilitate excellent management of credit risk while working with business partners
Produce production-critical monthly and quarterly reports that deliver actionable insights for leadership and stakeholders
Development and production of credit risk reports using tools such as SAS, SQL, Tableau, and others
Work with business partners to understand reporting usage, develop enhancements, and ensure timely delivery to meet stakeholder needs
Design robust, well-documented end to end process that ensure repeatability and implement controls to deliver reports that are fit for use
Extract, transform, and validate data from multiple sources, performing audit-level QA and validations to ensure data integrity and compliance
Demonstrate a strong understanding of data, metrics, and their interconnections, enabling accurate interpretation and communication of insights