Retail Mortgage Loan Originator

Truist Bank•Columbia, SC

1d•Onsite

About The Position

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products. This role involves executing effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals, maintaining a complete and thorough knowledge of Mortgage Strategies, Policies and Procedures, and secondary market investor's guidelines. The position requires adherence to all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. Additionally, the role involves providing clients sound mortgage advice based on a full understanding of client needs and Truist Mortgage products, consistently executing Truist's referral process, and assisting Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up.

Requirements

1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types
Good organizational, written and verbal communication skills
Possesses solid interpersonal and negotiation skills
Demonstrated proficiency in relevant computer applications
Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check

Nice To Haves

Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
Previous sales awards and leadership positions.

Responsibilities

Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.