Retail Loan Officer

Americor • Irvine, CA

3d • Remote

About The Position

Americor is seeking Remote Loan Officers to join our remote-based affiliated lending team. As a Retail Loan Officer, you will play a key role in building strong relationships with realtors and referral partners, self-generating leads, and managing the loan process from first contact to closing. Whether you’re an experienced licensed originator or a highly driven individual, we are willing to train you and provide the tools, support, and resources to help you grow your business and succeed in a fast-paced, dynamic environment. Your mission is to deliver a best-in-class customer experience by guiding clients through the mortgage process, helping them choose the right loan product, and ensuring on-time closings.

Requirements

• High school diploma or equivalent required; Bachelor’s degree in finance, business, or related field preferred.
• Active NMLS license and all required state licensing.
• Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment.
• Proven ability to build and maintain referral relationships that consistently generate funded volume.
• Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products.
• Excellent sales, communication, and relationship-building skills.
• Proficient in loan origination systems (e.g., Byte, Encompass, or similar) and standard business software.
• Highly self-motivated and entrepreneurial — thrives working independently, managing daily activities, and driving results without direct supervision.
• Strong organizational skills with the ability to prioritize multiple files and meet deadlines in a fast-paced environment.
• A dedicated, private workspace that meets confidentiality and compliance requirements is required for all remote employees.

Nice To Haves

• Experience preferred but not required; training provided for motivated, high-potential candidates.

Responsibilities

• Proactively self-generate mortgage leads through networking, prospecting, and relationship development.
• Cultivate and maintain a strong network of realtors, builders, and other referral sources to drive new purchase business.
• Guide borrowers through every step of the loan process with professionalism and clear communication.
• Analyze borrower credit, income, and assets to recommend appropriate loan products.
• Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings.
• Stay current on mortgage products, lending guidelines, and market trends.
• Represent the company at community and industry events to expand visibility and grow your referral network.

Benefits

• Competitive commission-based compensation plan with high earning potential.
• Access to a broad portfolio of loan products and competitive pricing.
• Company paid marketing and operational support to help you scale your business.
• Strong, collaborative company culture focused on growth and customer experience.
• Industry
• Backed by exceptional operations support that ensures every file moves seamlessly from first touch to closing, fast, accurate, and always on time.
• Dedicated, company-paid marketing partner- an assigned expert to help you scale your business with open house materials, drip campaigns, text messaging, social media content, websites, co-branded resources, and more!
• Pre-qualification without impact- our soft credit pulls let you evaluate borrowers without affecting their credit score, helping you provide faster, more accurate guidance.
• This is a Commission-only position offering unlimited earning potential.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree