Residential Post Closer

Climate First Bank • Florida, United States, FL

1d • Hybrid

About The Position

We’re seeking a Residential Post Closer to be an integral part of our Residential Lending operations and the eagle-eyed processing mastermind that ensures all final packages are accurate and complete. You’ll help redefine what community banking means — meaningful impact fueled by exceptional attention to detail, a passion for the Mortgage Industry, and the commitment to helping us shape the future of finance.

Requirements

• Bachelor’s degree in finance or equivalent education preferred.
• Prior experience in Residential Operations with strong knowledge in residential mortgage loan documents and post-closing procedures.
• Entrepreneurial Self-Starter - You take charge of your work product and take pride in delivering consistently great and measurable results. Once you know what is expected of you, you run with it — independently carrying out post-closing requirements in a high-volume environment. You understand what it takes to bring tasks to completion, have the ability to anticipate and mitigate slowdowns and have a unique ability to balance efficiency and attention to detail. A high-pace and high-expectation environment excites you and you can’t wait to push yourself to new professional heights in a company that rewards high performance.
• Organization & Efficiency- You manage your time like a pro and stay focused under pressure. You love a good system but also adapt to changing routines. You’re a master note-taker and checklist fanatic and stay on top of things with ease and consistency.
• Master Communicator- You communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and have the ability to engage with internal and external stakeholders efficiently.
• Banking & Fintech Acumen - You understand banking and residential lending deeply. You are also a compliance wiz, have excellent knowledge of regulatory requirements — and you’re ready to put that knowledge to work.
• Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to create efficiencies.
• Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know how to operate as a part of a larger team and love contributing to the big picture. You’re dependable and always happy to lend a hand where needed.
• No visa sponsorship and will not pursue candidates without valid work authorization.

Responsibilities

• Review and verify all loan documents for accuracy and completeness.
• Ensure post-closing conditions are consistently met and documented.
• Ensure compliance with applicable laws and regulations is 100% guaranteed.
• Ensure smooth and efficient coordination with title companies, lenders and other parties.
• Resolve discrepancies or issues before they become problematic.
• Diligently monitor and track post-closing task statuses.
• Prepare and finalize prepared loan packages and submit for either secondary market sale or holding in the bank’s loan portfolio.
• Review post-closing processes and procedures for efficiency and accuracy with unceasing search for improvement.
• Maintain accurate reports of all trailing documentation from public records and title insurance companies.
• Assist with audits as requested.
• Receive and account for all loan sales and transaction fees and ensure reliable logging of all payments.
• Adopt a commitment to environmental, social, economic, and racial justice.
• Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
• Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.
• Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity.

Benefits

• In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity.
• 100% employer-paid for employees; employer contribution for dependents by Us
• Medical, Dental & Vision Insurance
• Health Savings Account (HSA)
• Free Telemedicine access via Teladoc
• 401(k) with 6% Employer Match — No Vesting Period.
• Employee Stock Options
• Exclusive Employee Banking Perks
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives
• 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
• 64 Hours of Paid Sick Time for all full-time employees.
• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level