Residential Mortgage Loan Processor/Assistant

The Bippus State Bank•Huntington, IN

5d•Onsite

About The Position

This is a full-time position for a Residential Mortgage Loan Processor/Assistant. The role involves managing various aspects of the loan process, including ordering necessary documentation, corresponding with external parties, reviewing reports, preparing loan documents, and assisting with customer service and file management.

Requirements

High school diploma or equivalent.
One year of banking, lending, administrative, clerical, or customer service experience.
Knowledge of general banking operations and lending procedures.
Strong attention to detail and accuracy.
Ability to organize and prioritize work while meeting deadlines.
Strong written and verbal communication skills.
Ability to identify and resolve discrepancies in documentation and records.
Proficiency with Microsoft Office products and banking software systems.
Ability to work independently as well as collaboratively within a team environment.
Ability to maintain confidentiality and professionalism when handling sensitive information.

Nice To Haves

Associate degree in a business-related field.
Previous loan operations, loan processing, loan servicing, or documentation experience.
Familiarity with core banking and document imaging systems.

Responsibilities

Order appraisals, title work, flood certificates, and all supporting documents.
Correspond with title companies and appraisers.
Correspond with insurance companies to get EOI (Evidence of Insurance) before the closing date.
Complete reviews of appraisal and UCDP reports.
Prepare loan documentation including but not limited to modifications, credit report authorizations, and extensions.
Complete verification of employment prior to closings.
Assist with customer service including phone calls and online messaging.
Process payoff requests.
Assist with collection correspondence and tracking.
Assist with indexing and reviewing loan files to Synergy.
Assist with processing draw requests.