Relationship Manager

United Prairie Bank • Worthington, MN

8d • Onsite

About The Position

As a Relationship Manager, you will be responsible for building and maintaining long-term relationships with clients by understanding their financial needs, cross-selling relevant banking products, and acting as a trusted advisor to help clients achieve their financial goals. In addition, you will analyze loan requests to ensure clients meet our lending guidelines and provide a fair rate of return, while minimizing the risk to the Bank. You will be preparing and analyzing financial statements, evaluating income adequacy and collateral sufficiency, and preparing presentations for the loan committee.

Requirements

• High school diploma or GED
• Bachelor’s degree in Finance, Accounting or Business Management or equivalent experience
• Experience in successful loan portfolio management or other related credit or finance discipline
• Thorough understanding of accounting practices
• Ability to read financial statements
• Ability to understand complex financial measures such as cash flow and other financial ratios
• Deliver an exceptional customer service experience
• Problem solving skills to find effective solutions
• Ability to work independently and cooperatively with other team members

Responsibilities

• Building and maintaining long-term relationships with clients
• Understanding client financial needs
• Cross-selling relevant banking products
• Acting as a trusted advisor to help clients achieve their financial goals
• Analyzing loan requests to ensure clients meet lending guidelines
• Providing a fair rate of return while minimizing risk to the Bank
• Preparing and analyzing financial statements
• Evaluating income adequacy and collateral sufficiency
• Preparing presentations for the loan committee

Benefits

• Medical, Dental, Vision insurance
• 401(k) with Employer Match
• Health Savings Account (HSA) with Employer Match
• Flexible Spendings Plans
• Time Off Benefits – PTO, Volunteer Time Off, 11 paid holidays
• Company-paid Life Insurance and Short- & Long-Term Disability
• Profit Sharing

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED