Relationship Manager II - Business Credit

PNC•Pasadena, CA

9d•$134,400 - $249,600•Onsite

About The Position

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Relationship Manager II within PNC's Business Credit organization, you will be based in Pasadena, California. The ideal candidate for this Relationship Manager II role should have a minimum of 4+ years of asset-based or collateral-based lending experience. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Requirements

Minimum of 4+ years of asset-based or collateral-based lending experience.
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
Bachelors
No Required Certification(s)
No Required License(s)

Nice To Haves

Asset-Based Loans (ABL)
Book Of Business
Client Relationship Building
Collateral Evaluation
Credit Processes
Credit Products
Customer Engagement
Decision Making
Financial Analysis
Identifying Sales Opportunities
Accuracy and Attention to Detail
Business Acumen
Collateral Management
Credit Analysis and Verification
Customer Experience Management.
Effective Communications
Financial Engineering
Regulatory Environment - Financial Services

Responsibilities

Coordinates relationship management activities with existing clients to ensure client retention, risk management and revenue growth.
Typically works with clients with moderate levels of risk and complexity of needs.
Generally works with a moderate degree of supervision.
With modest oversight, handles the origination, negotiation and documentation of credit and non-credit products and services.
Prepares approval documents using judgment and guidance from manager to identify risks and mitigants, and analyze credit, collateral strength, and financial worthiness of loan/transaction parties.
Within stated guidelines effectively manages risk/return and drive quality for existing clients, actively identifying and mitigating different types of risk, such as regulatory, reputational, operational and credit risks.
Works within stated guidelines to expand and retain client relationships to generate revenue and deepen share of wallet.
Focuses on client retention strategies and providing ideas and insights based on an understanding of the client's needs and their financial well-being.
Focuses on increasing client engagement and loyalty.
Building and maintaining an effective network of internal and external relationships, such as community and industry relationships, to enhance the client experience.
Focuses on bringing entire bank to the client by presenting the full range of PNC's products and services.
With significant oversight and direction as applicable, negotiates workout options with customers to reduce risks and losses.
Works with internal and external business partners and borrowers to better secure collateral coverage.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service.