Regional - Relationship Banker

Valley Bank•Montgomery, AL

23d•Onsite

About The Position

The Relationship Banker role focuses on growing existing customer relationships and acquiring new ones through consistent sales execution, lead management, and proactive cross-selling. This position requires delivering exceptional customer service in alignment with the bank's mission, engaging customers with friendly, professional, and solution-oriented service. The banker will maintain strong knowledge of all bank products and services, effectively educating customers and cross-selling to meet their financial needs. A confident and professional demeanor is essential to establish trust, assess customer needs, and recommend appropriate financial solutions. Responsibilities include conducting financial needs assessments, maximizing sales opportunities, and providing full-service support, including opening new accounts (checking, savings, CDs, IRAs) and discussing/selling loan products. The role also involves demonstrating and promoting online and mobile banking capabilities, meeting customer expectations, achieving service quality standards, and participating in the sales referral process. Additionally, the banker will perform all customer transactions efficiently, leverage technology, maintain and balance a cash drawer, and utilize teller equipment. As a Vault Teller, they will ensure adequate branch cash levels by managing currency and coin orders, shipments, and distribution. The position requires participation in community events and supporting CRA initiatives, reporting significant matters to management, and adhering to compliance, regulatory requirements, the bank's code of conduct, and all policies and procedures.

Requirements

Excellent verbal and written communication. Ability to write correspondence and appropriately and accurately demonstrate products and services to customers.
Excellent interpersonal - customer service skills, attentiveness, information retention, tact and diplomacy in dealing with both customers and employees.
Strong analytical, problem solving, and decision-making skills to effectively uncover and resolve complex customer issues.
Ability to make sound decisions which include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank exposure to loss or fraud and the ability to think through and rationalize decisions.
Ability to interpret a variety of instructions furnished in written, oral, diagram or scheduled form.
Provides deep understanding of Retail Banking and strong Customer Service Skills with the ability to engage customers in conversation regarding products and services.
Detail oriented, strong organizational skills, and high degree of accuracy.
Ability to manage multiple projects simultaneously.
Proficient computer skills.
High School Diploma or GED equivalent; and minimum of 1 year of business services experience in branch banking and knowledge of branch operations or successful completion of a Valley Retail training program.

Nice To Haves

Associates degree or Bachelors' degree with concentration in accounting, business, finance, economics or a related field.
FIS/IBS (Integrated Banking Solutions).

Responsibilities

Focus on growing existing customer relationships and acquiring new ones through consistent sales execution, lead management, and proactive cross selling.
Deliver exceptional customer service in alignment with the bank's mission, engaging customers with friendly, professional, and solution oriented service.
Maintain strong knowledge of all bank products and services, effectively educating customers and cross-selling to meet their financial needs.
Present a confident and professional demeanor to establish trust, access customer needs, and recommend appropriate financial solutions.
Meet with customers to conduct financial needs assessments, maximize sales opportunities, and provide full-service support. Open new accounts, including checking, savings, CDs, and IRAs and discuss/sell loan products to existing and prospective customers.
Demonstrates and promotes online and mobile banking capabilities.
Responsible for meeting customer expectations and achieving service quality standards. Participate/oversee the sales referral process ensuring customer financial needs are met and assist management in coaching and mentoring branch staff.
Perform all customers' transactions efficiently while leveraging technology to enhance service. Maintains and balances a cash drawer and utilizes teller scanning equipment, cash recyclers, cash dispensers, and coin machines.
Serve as Vault Teller ensuring adequate branch cash levels by managing currency and coin orders, shipments, and distribution to tellers within established limits.
Participate in community events and supports CRA initiatives, activities, and programs.
Report significant matters, issues, and unusual customer activity to management while maintaining strong knowledge of compliance and regulatory requirements.
Adhere to the bank's code of conduct and all policies and procedures.