Relationship Banker 1 - Oxnard, CA

U.S. Bank•Oxnard, CA

5d•$23 - $28•Onsite

About The Position

Relationship Bankers build relationships with customers through face-to-face meetings and engagement, providing counsel based on customers’ banking needs. They establish trust, assess and address customer needs, obtain and process customer and account information, educate clients about deposit and loan products and services, and recommend financial solutions aligned with each customer’s goals. The role also originates and closes consumer loans, opens accounts, and opens and/or closes the branch. The position requires NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, along with continued compliance with applicable registration requirements, including maintaining a satisfactory criminal and credit record. The role is based at a U.S. Bank location for all scheduled work days.

Requirements

High school diploma or equivalent.
Less than four years of job-related retail banking experience, or a combination of experience and commensurate training.
NMLS registration under the S.A.F.E. Act of 2008 and Regulation Z, with ongoing compliance with legal and regulatory registration requirements, including maintaining a satisfactory criminal and credit record.

Nice To Haves

Passion, commitment, and drive to deliver an experience that improves clients’ financial lives.
Effective and confident client communication.
Proven ability to learn and adapt to new information and technology platforms.
Experience in financial services and knowledge of the financial services industry, products, and solutions.
Cash handling experience.
Active listening and excellent problem-solving skills.
Ability to teach customers how to use digital technology.
Comprehensive knowledge of applicable bank and branch policies, procedures, and support systems.

Responsibilities

Build customer relationships through face-to-face meetings and engagement.
Assess and attend to customers’ banking needs.
Obtain and process customer and account information.
Educate clients on available deposit and loan products and services.
Recommend financial solutions based on customers’ goals and needs.
Originate and close consumer loans.
Open customer accounts.
Open and/or close the branch.
Comply with NMLS registration and applicable legal and regulatory requirements.

Benefits

Healthcare, including medical, dental, and vision coverage.
Basic term and optional term life insurance.
Short-term and long-term disability.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation, from two to five weeks depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.