Regulatory Specialist

Lennar•Tallahassee, FL

2d•Onsite

About The Position

The Regulatory Specialist plays an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, the position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.

Requirements

Minimum of 3 to 5 years of mortgage compliance experience
Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
Ability to research, interpret, and apply regulations to business activities
Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
Effective verbal and written communication skills
Strong attention to detail and accuracy
Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment

Nice To Haves

Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred

Responsibilities

Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
Utilize Lennar Mortgage’s loan origination software, Encompass, to investigate loan-level issues
Research compliance-related inquiries from various lines of business and provide accurate and timely responses
Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
Report findings to management, recommend corrective actions, and support business partners in remediation efforts
Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
Draft, review, and maintain company policies, procedures, training materials, and other resources
Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
Prepare for and assist with federal and/or state examinations as needed
Perform other duties and special projects as assigned