Regulatory Compliance Manager (CRCM) - Freelance AI Trainer

Mindrift•New York, NY

About The Position

Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment. This opportunity is a good fit for U.S. banking compliance professionals, former federal examiners, and banking-regulatory attorneys open to part-time, non-permanent projects.

Requirements

Degree in Finance, Law, Business, Economics, or related field — or equivalent professional experience; no specific degree is required if credentials (CRCM, CAMS) or examiner background are present
3+ years of hands-on U.S. consumer banking compliance experience at a bank, consulting firm, or regulatory agency
Citation discipline as a non-negotiable habit — able to identify the exact CFR subsection that applies and flag uncertainty rather than approximate
Working knowledge of U.S. consumer protection regulations: Regulation Z (Truth in Lending / TILA), Regulation E (Electronic Fund Transfer Act), Regulation B (ECOA), UDAAP, and related rules
Familiarity with OFAC sanctions screening disposition logic — structured false-positive reasoning, escalation criteria, documentation requirements
Experience with examination management: responding to examiner requests, tracking remediation of findings, or conducting compliance testing with attestation memos
Ability to read an internal policy against its underlying regulation and identify silences, contradictions, and outdated provisions
Strong written English (C1+)

Nice To Haves

CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist) credential is a strong positive signal
Former OCC, Fed, FDIC, or CFPB examiner status is equally strong
JD with banking-regulatory practice is a strong signal for citation-heavy tasks

Responsibilities

Design and evaluate rule application scenarios — reading a real compliance artifact (advertisement, disclosure, policy) against a specific regulation and citing the exact subsection that applies or is violated
Write OFAC/sanctions alert disposition cases with structured false-positive reasoning documentation, and escalation scenarios where a transaction must be blocked and reported
Build quarterly compliance testing scenarios: sample selection methodology, test design, findings documentation, and examiner-ready conclusion memos
Create Regulation E dispute eligibility cases applying the exact timing windows — 2-day, 60-day, and investigation windows — to specific dispute fact patterns, including liability tier and provisional credit obligations
Draft examiner request response scenarios testing completeness, format precision, and cover memo quality
Develop policy gap identification cases where the bank's internal policy is silent on a regulatory requirement, contradicts the regulation, or has not been updated to reflect a recent change
Design material-change impact analysis cases: identifying which internal policies, customer disclosures, training modules, and systems are affected by a regulatory update
Author audit finding remediation tracking scenarios with pattern recognition across a findings register (recurring findings, slipping dates, department-level patterns)
Document all test cases with verified regulatory citations to the specific CFR subsection — never approximated, never fabricated.