Regional Credit Officer – Middle Market, Texas

Huntington National BankHouston, TX
Hybrid

About The Position

The Regional Credit Officer – Middle Market, Texas partners with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review activities for a business line or geographic region.

Requirements

  • Bachelor's Degree
  • 10+ years of related experience

Nice To Haves

  • Strong management and mentoring skills
  • Ability to resolve issues and drive performance
  • Excellent time management and organizational skills
  • Ability to work in a high volume environment
  • Excellent client management skills
  • Interact professionally and effectively with clients, business partners, and peers at all levels
  • Goal-oriented
  • Well-developed verbal and written communication skills
  • Critical thinking, problem solving, and analytical ability
  • Resourceful

Responsibilities

  • Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
  • Manages credit structuring and negotiation strategy discussions with officer/business unit.
  • Analyzes, approves/disapproves credit request exceeding line/regional approval limits. Identifies potential problem credits and works with loan workout specialist to restructure credits and/or minimize risk for loss.
  • Advises staff, officers and/or business units on the company's overall lending policies.
  • Performs other duties as assigned.
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