Regional Credit Director

Allianz Insurance•Baltimore, MD

4d•$170,000 - $200,000

About The Position

The Regional Credit Director reports directly to the AZT MNC Credit Intelligence Director. This role leads the team of Program Credit Managers within the region, steers program profitability and development, and manages the risk portfolio. The Director collaborates with the Regional Distribution Director and the Region (core) to implement the risk strategy and strengthen AZT NPS. They also work with Regional Program Risk Managers (PRM) in conjunction with the Regional / Local BU Risk Directors and local Risk teams to manage all risk issues under the MNC World Program (AZT WP). This position is responsible for the MNC global and regional loss ratio.

Requirements

Expert knowledge of the credit insurance industry, products and regulations
Expert knowledge of risk management, including underwriting and risk governance
Expert knowledge of business analysis techniques and financial assessment skills
Advanced knowledge of international insolvency and claims and collection practices, including relevant quality standards
Advanced ability to assess claims, taking into account contractual parameters
Advanced knowledge of geopolitics including on emerging markets
Advanced ability to communicate well via all mediums (eg. email, phone) and at all levels of an organization within a multicultural setting
Advanced ability to convince stakeholders in discussion and presentation of ideas and analysis
Advanced knowledge of written and spoken English
Internal leadership behavior: Team player/ manager, Steer relation and cooperation with MNC-organization and regions, Represent MNC within the group
External leadership behavior: Develop strong relationships with policyholders, Represent company to all external stakeholders
Basic awareness of Artificial Intelligence technologies
Enthusiastic about learning and integrating AI into everyday business processes.

Nice To Haves

(Generative) Artificial Intelligence or GenAI or AI
Data Analysis
(Microsoft) Copilot
ChatGPT

Responsibilities

With Sales Manager design and implementation of World Programs
With RAD and Account Manager, designs the structure and implements the renewal strategy for World Programs
Sets and Aligns the program strategy with Account Manager/PUW and keeps close contact with the customers and the brokers though regular meetings and calls
Managing directly a portfolio of World Programs
Actively manages the risk portfolio - where appropriate, develop/implement corrective actions on sensitive risks
Supports business development, pitching new customers, auditing credit risk management procedures
Reports to Management committee and Central Team on a regular basis.
Reports to RRC on a half yearly basis
Actively steers large claim cases globally
Engages Strategic Risk Underwriters
Manages a team of Regional Risk Managers (Program Risk Managers)