Real Estate Loan Processor III
HawaiiUSA Federal Credit Union•Honolulu, HI
•$55,000 - $65,000•Onsite
About The Position
Coordinate all the documentation requirements to complete real estate loan transactions, from submission of real estate application to loan closing. Work closely with loan underwriters to ascertain compliance with the Credit Union's policies and with applicable statutes and regulations. Identify cross-sell opportunities and refer to the appropriate sales representatives.
Requirements
- Real Estate Settlement Procedures Act (RESPA)
- Mortgage Regulations
- Regulatory Regulations
- Achievement Orientation
- Continuous Learning
- Time Management
- Writing
- Product and Technical Knowledge
- Microsoft Office 365 applications
- Loan Origination Software
- Three years of real estate loan processing and/or closing with excellent working knowledge of investor (and Credit Union) product/ program policies and procedures
- High school diploma
Responsibilities
- Perform clerical duties to support the originator/ underwriter in meeting production goals (i.e. filing and other miscellaneous clerical duties pertinent to the loan application process).
- Order, verify, and follow up on required documentation in accordance with the Credit Union standards and policy requirements.
- Correspond and follow up with various vendors on a timely manner to meet all deadlines.
- Thoroughly and completely process and evaluate real estate loan files for submission to underwriters for review and approval.
- Validate all data entries.
- Approve low-risk conditions.
- Apply system lock and process redisclosure for change in circumstance.
- Keep informed of current real estate lending trends relative to rates, fees, sales, and general market trends.
- Process in accordance with regulatory and investor requirements.
- Assist in training other processors/ closers in various job functions and responsibilities.
- Look for cross-sell opportunities and refer to the loan officers when applicable.
- Perform other duties as assigned.
Benefits
- 100% of employees’ single medical, drug, vision, and dental monthly health insurance premiums covered
- Paid volunteer time
- Pay it forward program
- Matching charitable donations up to $250 per year per employee
- Tuition assistance for higher education
- Paid Time Off
- 11 Paid Holidays
- 401(k) and 3% Employer Contribution
- Health insurance
- Paid time off
- Vision insurance
- Dental insurance
- Prescription drug insurance
- Tuition reimbursement
- Life insurance
- Flexible spending account
- Disability insurance
- Opportunities for advancement
- Employee assistance program
- Referral program
- Retirement plan
- Employee discount
- Paid training
- Professional development assistance
- AD&D insurance
- Volunteer time off
- Credit union membership
- Paid orientation
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
Upload and Match Resume
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
