Real Estate Loan Originator
About The Position
As a Real Estate Loan Originator with Multipli Credit Union, you'll build relationships throughout the community, guide members through the mortgage process, and provide financing solutions that fit their needs. This is a great opportunity for a motivated lending professional who enjoys developing business, delivering exceptional service, and making a positive impact on the lives of our members. Role: To assist members with their mortgage lending needs: analyze loan requests and make credit decisions based on mortgage lending policy. Must continually pursue other avenues to obtain Real Estate loans while promoting the Credit Union.
Requirements
- Three years to five years of similar or related experience.
- A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job-specific skills acquired through an apprenticeship program.
- Knowledge of the secondary market and experience with first and second mortgage residential real estate lending.
- Good communication skills.
- 10-key calculator and keyboard skills required.
Nice To Haves
- Motivating, influencing, and/or training others is key at this level.
- Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
Responsibilities
- Markets the Credit Union's mortgage lending program to companies and individuals within the real estate community.
- Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
- Approves or rejects loan applications or requests additional information.
- Establishes terms and conditions of an approved loan and reviews with member.
- Cross-sells other Credit Union services.
- Evaluates acceptability of loan to buyers of real estate loans on secondary mortgage markets.
- Assembles documents in loan file, including acceptance or denial, and returns file mortgage clerk.
- Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
- Performs other job related duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
