Real Estate Clerk II

Knoxville TVA Employees Credit UnionKnoxville, TN

About The Position

This role involves a variety of clerical and administrative tasks related to real estate, with a strong emphasis on managing escrow accounts, insurance, and property taxes. The position requires daily auditing, maintenance, and processing of financial and insurance-related documents for loan accounts. The Real Estate Clerk II will also be responsible for customer service through phone calls and ensuring compliance with Credit Union policies and regulations.

Requirements

  • High school diploma or general education degree (GED).
  • Two or more years of clerical/administrative office experience with emphasis on mortgage.
  • Equivalent combination of education and experience.

Responsibilities

  • Audit new loan report daily.
  • Maintain and track all escrow accounts, including entering insurance and property tax amounts, change of insurance, and updating flood insurance.
  • Pay insurance billing daily.
  • Manage force-placed homeowner’s insurance accounts including billing, cancellations and refunds.
  • Review homeowner’s insurance policies for accuracy.
  • Submit property tax payments for all escrow accounts.
  • Review, process and log insurance claim checks.
  • Analyze reports monthly to ensure accuracy.
  • Answer incoming phone calls and assign accordingly.
  • Review Escrow Analysis annually to ensure accuracy prior to mailing.
  • Process payment corrections as needed.
  • Manage and create insurance and tax codes as required.
  • Review Rate Change Notices, Maturity Letters, and Payoff Congratulations Letters.
  • Review deceased transfer requests.
  • Audit lien releases as needed.
  • Assist with Teams Help Channel, as needed.
  • Follow all Credit Union policies, procedures and regulations.
  • Represent the Credit Union in a professional manner.
  • Maintain regular and predictable attendance.
  • Work cooperatively with others.
  • Perform all other duties as assigned.
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