Real Estate Capital Markets Agency Underwriting Analyst

Regions Bank•Tampa, FL

1d•Hybrid

About The Position

At Regions, the Capital Markets Agency Underwriting Analyst works within the Real Estate Capital Markets Project Finance Group (RECMPF) to complete financial analysis and borrower due diligence and helps coordinate underwriting and loan closings. The RECMPF Group is housed within the Capital Markets Group of Regions Bank and provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD.

Requirements

Bachelor’s degree in Accounting, Finance, Real Estate, or related field OR A high school degree and three (3) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm will substitute
Ability to effectively organize and prioritize
Ability to work in a fast-paced environment with a positive and optimistic attitude
Ability to work independently and responsibly
Advanced proficiency in Excel, Word and PowerPoint
Excellent attention to detail
Excellent customer service skills
Excellent verbal and written communication skills
Strong analytical skills

Nice To Haves

Three (3) years of commercial real estate lending and/or equity investment experience with a bank, brokerage firm, insurance company, pension fund or private equity firm
Experience in the multifamily asset type
Fannie Mae/Freddie Mac experience preferred
Candidates with experience in the Freddie Mac OPTIGO Small Balance and/or FNMA DUS multifamily platforms are strongly preferred

Responsibilities

Maintains a current and comprehensive knowledge of Lending Program Guidelines
Conducts in-depth review of sponsor/guarantor financials, including balance sheets, income statements, tax returns and real estate schedules to determine ability to support guarantees
Assists Underwriters in scrubbing and analyzing information from Client for accuracy
Communicates with sponsors regarding due diligence items required from the borrower/sponsor
Assists borrowers with agency forms, ensuring they are accurate and complete
Follows up with internal team and clients to obtain all necessary information and to clarify any financial and/or property specific information
Tracks orders for appraisals, tile reports, environmental reports, legal formation documents, credit reports and any other documents required for processing the loan
Works with internal and external counsel to deliver loan documents, obtain appropriate signatures, and deliver to escrow for closing
Assists underwriters with completing required forms, and reviewing and verifying customer due diligence to ensure adherence to all compliance policy
Completes post-closing funding procedures and deliver closed transactions to Loan Servicing
Prepares loan status reports and documents as required
Actively interacts with lending personnel to ensure timely analysis and closing of proposed loans
Actively interacts with multiple internal and external parties involved in the lending process, including originators, brokers, sponsors, third party report providers, counsel, and credit officers