Real Estate Capital Markets AGENCY Loan Closing Associate

Regions•Atlanta, GA

3d•$113,500 - $142,149•Hybrid

About The Position

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. At Regions, the RRECM Loan Closing Execution Associate manages the closing and delivery of commercial real estate multifamily loans, primarily Fannie Mae and Freddie Mac, from application through post-closing. This role coordinates with internal teams and external partners to ensure compliance and timely execution, prepares and submits required documentation, and confirms accuracy for final loan delivery and servicing.

Requirements

Bachelor's degree in a related field
Seven (7) years of real estate closing experience
Ability to research, analyze data, and derive facts
Ability to work under pressure with strict deadlines
Adapts and works with a variety of situations, individuals, business leaders, and groups
Good communication skills both written and verbal
Strong analytical skills
Strong attention to detail
Strong organizational and time management skills

Responsibilities

Manages the closing and delivery of commercial real estate multifamily loans, primarily Fannie Mae and Freddie Mac, from application through post-closing
Coordinates all Agency transactions with outside counsel, internal teams, and borrower parties, including insurance review, compliance confirmation, and deal registration/submission to Fannie Mae and Freddie Mac systems
Leads weekly deal status calls with internal and external participants to ensure timely execution of deliverables
Confirms and certifies that all transaction requirements are satisfied prior to closing, including necessary approvals and documentation
Prepares and submits lock confirmations and transaction-specific documentation for Fannie Mae and Freddie Mac approvals
Exercises decision‑making authority over all rate‑locking transactions, by signing trade sheet and determining when to lock interest rates and initiating the process
Obtains and validates Fannie Mae’s official rate‑lock confirmation upon execution
Coordinates insurance reviews with third-party consultants and resolves compliance issues
Prepares and submits waivers to Fannie Mae/ Freddie Mac as required
Completes loan funding calculations and closing workbooks, including reconciliation of all closing figures
Reviews draft loan documents for accuracy prior to closing
Prepares and submits wire requests for loan funding and validates disbursement of fees per commitment terms
Collaborates with outside counsel, title/escrow, and closing partners to ensure timely funding and closing
Exercises approval authority to authorize wire transfers for loan funding into escrow, ensuring accuracy and compliance prior to the release of funds
Issues final lender authorization to close and fund the transaction, confirming all conditions, documents, and requirements are satisfied before permitting settlement
Reviews final loan documents, authorizes corrections, and ensures accurate upload and delivery to agencies within required timelines
Uploads final data and documents to agency websites and prepares closing files for delivery
Confirms loan information in systems and documents for servicing and boarding
Makes the final determination that a loan meets all eligibility, compliance, and requirements, confirming it can be sold
Holds final accountability for ensuring each loan meets all Fannie Mae and Freddie Mac eligibility and delivery requirements, directly enabling and safeguarding the agencies’ purchase of the loan—a critical step in secondary‑market execution
Ensures compliance with all bank policies, procedures, and regulatory requirements
May provide advice and guidance to less experienced associates as needed