Public Entity Underwriting Associate

Safety National•Saint Louis, MO

14h•Hybrid

About The Position

This opportunity is in the Insurance Underwriting Department. The Insurance Underwriting Department offers a culture of empowerment to produce results and resolve clients’ issues. Our team has an excellent track record of success with an experienced and creative group of people that work well together while underwriting various lines of coverage for large accounts representing numerous industries. As an Underwriter on our Public Entity Practice team, you will play a key role in evaluating and underwriting new and renewal multi-line public entity business while building strong relationships with brokers, risk managers, and internal business partners. Working closely with your manager and mentor, you will analyze complex risks, develop competitive and profitable quotations, and contribute to the continued growth of our Public Entity portfolio. This collaborative role offers the opportunity to deepen your underwriting expertise while partnering with Claims, Business Development, and Excess Workers' Compensation teams to deliver creative solutions and exceptional service to our customers. You will evaluate underwriting submissions, review financial and loss information, determine appropriate retention levels, pricing, and policy terms, and negotiate acceptable coverage solutions. You'll also help identify new business opportunities, strengthen broker relationships through cross-selling initiatives, and represent Safety National at industry events while supporting the achievement of departmental production and profitability goals.

Requirements

Experience evaluating commercial insurance risks and applying sound underwriting principles.
Strong analytical skills with the ability to interpret financial statements, loss experience, claims information, and exposure data.
Presently authorized to work in the U.S. without a requirement for work authorization sponsorship by our company for this position now or in the future.
Ability to assess pricing, retention levels, policy terms, and coverage structures for complex accounts.
Excellent verbal and written communication skills with the ability to effectively negotiate and build relationships with brokers, clients, and internal business partners.
Proficiency with Microsoft Word, Excel, and Outlook.

Nice To Haves

Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field.
Professional insurance designations such as AINS, CIC, AU, or similar.
Experience underwriting public entity business, self-insured groups, or large retention casualty accounts.
Knowledge of public entity exposures, risk management practices, and the excess casualty marketplace.
Experience collaborating with claims, business development, and underwriting teams to develop comprehensive insurance solutions.
Experience identifying new business opportunities and managing broker relationships.

Responsibilities

Evaluate and underwrite new and renewal multi-line public entity business.
Build strong relationships with brokers, risk managers, and internal business partners.
Analyze complex risks.
Develop competitive and profitable quotations.
Contribute to the continued growth of the Public Entity portfolio.
Partner with Claims, Business Development, and Excess Workers' Compensation teams to deliver creative solutions and exceptional service.
Evaluate underwriting submissions.
Review financial and loss information.
Determine appropriate retention levels, pricing, and policy terms.
Negotiate acceptable coverage solutions.
Identify new business opportunities.
Strengthen broker relationships through cross-selling initiatives.
Represent Safety National at industry events.
Support the achievement of departmental production and profitability goals.
Protect the confidentiality, integrity and availability of information and technology assets against unauthorized disclosure, destruction and/or alteration, in accordance with Safety National policies, standards, and procedures.