Property | Middle Market & E&S- Underwriter

Gallagher•Federal Way, WA

53d•Hybrid

About The Position

The Property | Middle Market & E&S Underwriter supports the growth and profitability of a Property portfolio through underwriting, marketing, and relationship management. The role reviews, evaluates, and underwrites new and renewal business within delegated authority while developing strong agency and broker relationships. It contributes to retention, growth, and service objectives through sound underwriting practices and proactive business development. The position covers the Western United States and is hybrid, with moderate travel for agency visits, broker meetings, industry events, and business development activities as needed. The role works collaboratively with underwriting, brokerage, claims, service teams, carrier partners, agents, brokers, and internal stakeholders to deliver competitive solutions and strong client experiences.

Requirements

At least 3 years of commercial Property underwriting experience.
Demonstrated ability to analyze risk exposures, evaluate coverage needs, and make sound underwriting decisions.
Strong communication, negotiation, and relationship-building skills.
Ability to manage multiple priorities in a fast-paced, production-driven environment.
Self-motivated and entrepreneurial, with interest in business development and market-facing activities.

Nice To Haves

Bachelor's degree or equivalent combination of education and industry experience.
Experience underwriting Middle Market and/or Excess & Surplus (E&S) Property business.
Established broker and agency relationships throughout the Western United States.
Strong business development and relationship management skills.
Proven ability to market, generate, and develop new business opportunities.
Ability to build and maintain a healthy pipeline of submissions and contribute to regional growth initiatives.
Strong technical underwriting, coverage analysis, and risk assessment capabilities.

Responsibilities

Support departmental production, retention, and profitability goals using independent judgment and initiative.
Review, analyze, and underwrite new and renewal business within established authority and company guidelines.
Evaluate account exposures, coverage requests, loss experience, and financial information to determine risk acceptability and appropriate pricing.
Analyze coverage and limit requests and develop underwriting terms and conditions consistent with company objectives.
Price business in accordance with underwriting guidelines, authority levels, and profitability objectives.
Manage service, retention, and growth for an assigned renewal book of business and agency relationships.
Review premium and loss information during renewal, endorsement, and mid-term underwriting activities.
Assess risk quality and compliance with underwriting guidelines, and recommend risk management or loss prevention actions as appropriate.
Develop and maintain business relationships with retail agents, brokers, carrier partners, and internal stakeholders to attract and retain profitable business.
Participate in marketing and business development activities to increase submission flow and strengthen agency relationships.
Maintain complete and accurate underwriting documentation in accordance with company standards and regulatory requirements.
Provide high-quality customer service to internal and external business partners.
Collaborate with underwriting, brokerage, claims, and service teams to deliver competitive solutions and client experiences.