Property Underwriter

Ledgebrook

3h•$90,000 - $150,000•Remote

About The Position

Ledgebrook is seeking experienced Property Underwriters to help build a profitable book of property business and deliver relevant, risk-differentiated solutions to wholesale trading partners. The role focuses on efficient, high-quality underwriting that meets or exceeds broker needs. Candidates should bring an entrepreneurial drive, a record of underwriting excellence, and an interest in building a company outside the traditional insurance-company model. As part of the Property team, the underwriter will regularly engage wholesale trading partners by phone, virtually, and in person to encourage in-appetite submissions and convert the strongest quoted opportunities. The team is seeking disciplined E&S property underwriters with experience across multiple industry segments, such as manufacturing, distribution, real estate, retail, mercantile, habitational, and hospitality. The company is flexible about experience level and physical work location. The specific title and role—such as Underwriter, Senior Underwriter, Executive Underwriter, individual contributor, or team lead—will depend on the candidate’s experience and qualifications. Ledgebrook currently operates fully remotely and emphasizes experience and cultural fit. The position includes independent travel to meet assigned brokers and attend industry conferences or events with the broader team.

Requirements

At least 5 years of experience as a property underwriter.
Experience working with non-admitted paper in the E&S marketplace.
Ability to work as a team player or independently in a fast-paced work environment.
Experience underwriting new and renewal property policies.
Deep wholesale broker trading relationships.
Effective communication skills to explain underwriting appetite and value proposition and develop broker relationships.
Understanding of pricing and risk-selection criteria to achieve profitable loss ratios.
Advanced understanding of data analysis and portfolio management objectives.
Innovative problem-solving skills.
Responsive, customer-service-focused mindset and behaviors.
Intellectual curiosity and comfort dealing with a blank sheet of paper.
Ability to make timely decisions with appropriate information and consultation.
Strong entrepreneurial drive and desire to build and succeed as part of a high-performing team.
Ability to travel independently to meet brokers and attend industry events.
For U.S. applicants: authorization to work in the United States without current or future employer-sponsored work authorization.

Responsibilities

Build a profitable book of property business.
Underwrite new and renewal property policies.
Engage wholesale trading partners by phone, virtually, and in person to drive in-appetite submission flow and convert suitable quoted opportunities.
Develop and advance wholesale broker relationships by communicating Ledgebrook’s underwriting appetite and value proposition.
Apply pricing and risk-selection criteria to achieve profitable loss ratios.
Analyze data and execute portfolio management objectives.
Make timely decisions using appropriate information and consultation.
Travel independently to meet assigned brokers and participate in industry conferences or events with the broader Ledgebrook team.