Property Field Claims Adjuster (St Louis, MO)

American Family Insurance•St. Louis, MO

3d•$57,000 - $94,000•Onsite

About The Position

This role involves working in the field to handle homeowner property claims in the St. Louis, MO metro area. The position requires the candidate to be located within this area. A company fleet vehicle is provided, with an option for personal use. Approximately 80% of the time will be spent in the field interacting directly with customers. Occasional travel to an office location may be required for team meetings, training, and cultural events.

Requirements

Must be located within the St. Louis, MO metro area.
Valid driver's license required plus an acceptable driving record.
Obtain state specific property casualty claims licensing as required.
Demonstrated experience providing customer-driven solutions, support, or service.
Demonstrated experience handling 1st and 3rd party, multi-line claims across our operating territories, or other equivalent experience.
Demonstrated experience handling moderately complex claims, or other equivalent experience.
Solid knowledge and understanding of policies and endorsements related to casualty coverages, or other equivalent knowledge.
Solid knowledge and understanding of each phase of the claim handling process, or other equivalent knowledge.

Nice To Haves

Familiarity and experience with Xactimate.

Responsibilities

Investigates origin and cause of claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc.
Identifies complex issues and seeks assistance as needed. Handles claims on a good faith basis.
Handles both 1st party and 3rd party claims under multiple policy types and numerous endorsements.
Conducts on-site inspections when needed, evaluates damages, and handles claim negotiations with insureds, claimants, attorneys, public adjusters.
Responds to customer inquiries, makes appropriate decisions and closes file as needed.
Interprets and determines policies, leases, by-laws, declarations, articles and contract coverages and applies to all parties for assigned losses.
Proactively provides all parties with claim process and status as appropriate; answers questions or redirects to other areas.
May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience.