Project Finance Credit - Vice President

Mizuho•New York City, NY

2d•Hybrid

About The Position

The Project Finance group is responsible for credit analysis/approvals and portfolio management of credits in several sectors including digital infrastructure; oil and gas; power and transmission; renewable energy, transportation; and water and wastewater. This position provides a great opportunity to cover challenging credits in the Project Finance space, exposure to a variety of industries/sectors, strong visibility with senior and executive management, and exciting career growth prospects. The Credit Officer’s main responsibility entails the review of credit applications submitted by the front office (1LoD) and to prepare executive summaries for the management of the Credit Department. Responsibilities also include monitoring performance of credits in the portfolio and ensuring credits are rated appropriately.

Requirements

Proven credit analysis skills and related knowledge.
Demonstrates in-depth knowledge of the structure and information on key players within Project finance and structured finance markets.
Exhibits a capacity to analyze the underlying credit trends and financial structures, including the competence to accurately assess credit migration trends and default possibility of the borrowers.
Demonstrates credit skills/ability to accurately identify and evaluate underlying risk elements of the borrowers.
Aptitude to write well organized, accurate and in-depth reports based on information gathered and transaction risk analysis.
Srong multitasking ability to proactively monitor on an on-going basis to detect potential credit problems at an early stage.
Undergraduate degree in Accounting, Business, Finance or Economics or strong quantitative background.
Solid time management skills.
Ability to plan and schedule work to meet both long term and short term time frames.
Consistently demonstrates effective negotiation, verbal and written communication skills.
Ability to present credit package to decision maker.
Excellent interpersonal skills.
Capable of working well independently and in teams.
Effectively analyzes and solves problems/issues.
Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint
Formalized credit training from an accredited financial institution (5+ years’ experience) and proficient financial modeling skills.

Nice To Haves

MBA or CFA is desired.
An open mind, willing to learn new skills

Responsibilities

Reviews/assesses credit applications.
Provides effective analysis of credit including, financial structure, risk return, collateral risk profile, and identification of key transaction risks.
Creates various types of projection/recovery/other financial models, commenting on the reasonableness of assumptions in both management’s and Mizuho’s sensitivity cases.
Compares the prospective transaction to its peers and industry trends.
Prepares accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline.
Presents credit approval recommendations to senior management.
Thoroughly analyzes and recommends appropriate Borrower exposure to maximize risk return.
Recommends appropriate risk rating for each customer/transaction as required.
If required, directly engage in external meetings/presentations/events with syndicate banks, rating agencies, clients, law firms and other related parties, in co-ordination with coverage bankers, other product partners and Mizuho affiliates.
Proactively monitors and assesses assigned borrowers/industries or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner.
Acts as liaison between other Credit Departments and senior management regarding issues related to credit applications, monitoring, analysis, standards and policies.