Program Manager and Underwriter, Program Business, Property (Commercial P&C)(Remote)

Amerisure Insurance•Tampa, FL

5d•Remote

About The Position

Amerisure is seeking a Program Manager and Underwriter to manage, execute, and drive the strategic performance of assigned program business, with a focus on Property. The role is accountable for production, growth, profitability, coverage initiatives, underwriting audits, and referral reviews for accounts that exceed delegated underwriting authority. It conducts market analysis of pricing, products, and services in Amerisure’s target classes and manages relationships with MGA and retail agency partners. The position may be based remotely from most locations across the United States. The role partners across underwriting, actuarial, reinsurance, claims, risk management, and service teams to develop and implement program plans, underwriting practices, products, and strategies. It also supports partner agencies through visits, reviews, communication, and coordination of service needs. Experience with Excess and Surplus lines is preferred. Amerisure describes its total rewards package as including competitive base pay, performance-based incentive pay, health and welfare benefits, a 401(k) savings plan with profit sharing, and paid time off. Flexible work arrangements are also offered to promote work-life balance.

Requirements

Bachelor’s degree or equivalent work-related experience.
At least 5 years of multi-line commercial middle-market insurance underwriting experience, specializing in Property.
Experience understanding catastrophe and aggregation modeling and proactively managing a Property portfolio.
Experience with E&S business, particularly in Property, and ability to manage limits and value aggregation in a portfolio to minimize risk in a defined area.
Proficient computer skills, including Microsoft Office Suite.
Demonstrated ability to build positive relationships and partnerships within a department, across an organization, and with external customers.
Excellent verbal and written communication skills.
Good problem-solving skills and attention to detail.
Ability to lead discussions, conduct quarterly program business reviews, and build and deliver presentations.
Strong financial, data, and analytical skills, including ability to analyze program data at portfolio level and identify trends and areas for improvement.
Ability to travel within the assigned area, including the stated partner visits, team meetings, and annual program-related event.

Nice To Haves

At least 2 years of E&S experience.
CPCU designation.

Responsibilities

Market, evaluate, and price products and services for program business within Amerisure target classes.
Set annual business plans addressing growth and profit objectives with agency and MGA partners.
Evaluate program book performance, communicate profitability, identify areas needing improvement, and develop plans to address shortfalls.
Partner with Actuarial to assess portfolio performance against combined-ratio objectives, identify performance gaps, and communicate findings and action plans during annual planning.
Drive implementation of new and existing programs, including underwriting guidelines, form and rate filings, compliance and regulatory matters, finance, reinsurance, claims, legal, accounting, actuarial, and marketing.
Evaluate opportunities to expand profitable growth through additional distribution partners.
Mentor, train, and provide technical guidance to underwriting team members and support staff.
Audit MGA programs regularly for compliance with underwriting guidelines, contractual requirements, and state regulatory standards.
Develop and implement underwriting practices that support program objectives, profitable growth, and Amerisure’s underwriting strategy and performance goals.
Identify product needs and work with product and actuarial resources to implement solutions.
Work with Reinsurance to ensure adequate program capacity, assess risk concentrations and catastrophic exposures, and develop reinsurance strategies, including quota share agreements.
Participate in MGA and agency visits and relationship servicing, facilitating communication with Amerisure service teams to support screenings, transactions, and resolution of policy and billing issues.
Collaborate with service teams to advance program strategy, follow the service model, and promote strong customer service.
Partner with Claims on regular claim reviews with MGAs and agencies and communicate with adjusters to support consistent, effective claim handling.
Collaborate with Risk Management on loss-control and risk-management strategies.
Order, review, and analyze underwriting and rating reports, including Motor Vehicle Reports, loss runs, credit reports, and loss-control inspections, to assess exposures and inform underwriting decisions.
Travel within the assigned area, including at least one MGA or agency visit and one team meeting per quarter and one program-related event annually.