Product Researcher - Insurance

Matter Intelligence • San Francisco, CA

6d • Onsite

About The Position

Matter Intelligence is building the future of vision AI, developing a unique sensor that captures molecular chemistry, temperature, and 3D shape, paired with a powerful Large World Model for understanding the physical world. This system, termed Superintelligent Vision, goes beyond visual appearance to comprehend all aspects from a single pixel. The team has a strong track record in advanced technology development, including projects for NASA/JPL and the U.S. Defense Department. The company is now focused on establishing the next infrastructure for vision and intelligence in the physical world.

Insurance is a primary commercial focus for Matter. The company is collaborating with leading property and casualty carriers to enhance their operations through data products that assess roof condition, material degradation, and hazard exposure at scale. The Product Researcher will be instrumental in identifying and developing impactful insurance products, defining Matter’s insurance data-product roadmap. This role involves direct engagement with carrier executives and operational teams to translate workflows, economics, and adoption challenges into product requirements, packaging, and pricing strategies. The Product Researcher will collaborate with science, engineering, deployment, and commercial teams to create products that revolutionize property risk assessment while ensuring the financial viability of Matter’s insurance vertical. Key responsibilities include determining product development priorities, articulating customer and organizational value, and planning for scalability from initial deployment to repeatable product.

Requirements

• Deep insurance domain expertise, ideally from building or commercializing data, analytics, or workflow products sold into P&C carriers or built within carriers
• Strong experience in property insurance, preferably homeowners, or commercial property and adjacent lines
• Experience shipping B2B data, analytics, or workflow products or in shipping P&C insurance products within digital environments from concept through launch and iteration
• Strong product judgment and the ability to prioritize ruthlessly in ambiguous, fast-moving environments
• Executive-level customer credibility and comfort working directly with leaders such as Chief Underwriting Officers, Heads of Product, Chief Technology Officers, or Heads of Claims/ VP of Claims operator executives
• Ability to work cross-functionally with business, technical, and operational teams and drive alignment without heavy process
• Bias to action. We're a 40-person company building category-defining technology. We move fast and figure things out.
• U.S. citizen or national, lawful permanent resident (green card holder), or eligible to obtain required authorizations from the U.S. Department of State

Nice To Haves

• Experience with aerial imagery, geospatial data, remote sensing, or computer vision products
• Experience at or alongside companies such as Verisk, CoreLogic, Nearmap, EagleView, Cape Analytics, or similar insurance data providers
• Familiarity with property inspection, underwriting operations, CAT workflows, or claims estimation processes
• Experience turning initial deployment work into standardized product packages and scaled enterprise deployments
• Success in 6 Months: Launch first insurer-ready product attributes, Convert initial deployment learnings into standardized product requirements for our first product package, Define ROI framework used in customer conversations, Help move initial lighthouse customers into scaled deployments together with our Deployment Strategist, Develop initial product roadmap based on initial lighthouse customer conversations

Responsibilities

• Own the insurance product roadmap
• Work directly with customers to understand operational pain points, economics, approval processes, and adoption barriers
• Translate spectral and geospatial capabilities into clear product specifications, customer-facing outputs, and prioritization decisions
• Partner closely with science, engineering, and deployment to define product requirements, evaluate tradeoffs, and prioritize features
• Create tight feedback loops between customer iterations, deployment execution, and product iteration
• Define ROI framework that supports customer conversations, internal prioritization, and commercial scale-up
• Build out product economics, support pricing, drive packaging, and cost-to-serve
• Prioritize product development based on insurer workflow impact, data-value creation, implementation feasibility, and commercialization readiness
• Partner with Business Development on product-market fit, and market entry
• Partner with Deployment to ensure product outputs integrate into real customer workflows and deliver measurable business impact
• Represent the company in industry relevant venues

Benefits

• Competitive compensation based on experience
• Early-stage equity package
• 100% employer-paid health, dental, and vision coverage
• Opportunity to work on novel sensing, data, and AI systems with real-world deployment paths across insurance and other major industries

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed