About The Position

We’re looking for a Product Manager / Senior Product Manager, Credit Building to join our team for a role to work remotely based in Canada. Reporting to the Group Product Manager of Credit, you’re going to be a part of a fast-paced, cross-functional team that drives the core of KOHO's credit product strategy. This role will own the roadmap and execution for our suite of credit building products, which include Credit Building, Secured Credit Building, Rent Reporting, Credit Score, and Credit Report.

Requirements

  • You have 3+ years of product management experience, ideally within fintech, consumer credit, or lending.
  • You are highly analytical and data-informed, comfortable diving into SQL, dbt, or Redshift to pull data and confidently building business cases around financial metrics.
  • You have a strong track record of execution and delivery, able to meticulously structure complex projects and break them down into actionable steps for your team.
  • You possess an understanding of credit risk and financial compliance (e.g., OSFI, Equifax), or are highly motivated to learn the intricacies of the Canadian credit ecosystem.
  • You are a proactive communicator who drives alignment, frequently loops in relevant stakeholders, and leads with a collaborative, team-first mindset.

Responsibilities

  • You'll be driving the end-to-end product lifecycle for the Credit Building portfolio—from drafting initial PRDs to coordinating STO and managing the rollout.
  • You'll be closely monitoring product metrics and analyzing data to maximize user acquisition, retention, reduce delinquency, and unlock incremental GP for KOHO.
  • You'll be collaborating closely with engineering, design, and data teams to deliver seamless user experiences that help Canadians transparently build their credit scores.
  • You'll be acting as the central hub for cross-functional alignment, ensuring stakeholders across credit risk, compliance, and marketing are actively engaged and informed on product decisions.
  • You'll be developing a deep understanding of our adjudication models and credit policies to continuously refine the product offering and scale our impact.
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