Product Manager, Credit Scores

Experian • Costa Mesa, CA

2d • Hybrid

About The Position

You will join Experian's Product organization to manage credit score products, analytics, and propositions that support lenders and financial institutions across industries. In this U.S.-based remote or hybrid role, you will implement product strategy, guide new product development, and grow Experian's credit score portfolio. You will translate strategy into product roadmaps and commercial plans, leading the development, launch, and growth of credit scoring models, attributes, and analytics. Partnering with Data Science, Engineering, and commercial teams, you will bring new solutions to market while enhancing existing products across Experian's credit risk and decisioning ecosystem. You will work remote, or hybrid based on your proximity to an Experian office.

Requirements

• Bachelor's Degree and 5+ years of experience in product management, product strategy, or product marketing with responsibility across the full product lifecycle.
• Experience working with credit risk analytics, credit scoring models, lending decision systems, or financial services data products.
• Experience with credit risk concepts, credit bureau data, and credit scoring methodologies.
• Experience collaborating with data science and analytics teams to bring models or analytics products to market.
• Experience working with Marketing, Technology, Sales, Client Services, Legal, Compliance, and Finance.
• Demonstrated experience developing product strategies, business cases, and managing product performance against revenue and profitability targets.
• Translate market insights and client need into clear product requirements and roadmap priorities.
• Experience communicating complex technical concepts to a variety of audiences.

Nice To Haves

• We prefer experience in FinTech, credit bureaus, financial services, or decisioning platforms.

Responsibilities

• Manage credit score and credit risk analytics products across the full lifecycle, from concept through optimization
• Partner with Data Science and Analytics to develop and launch new scoring models, enhancements, and analytics solutions
• Conduct market and opportunity analysis to identify customer needs, regulatory changes, and growth opportunities
• Implement product roadmaps that create customer value, revenue growth, and competitive differentiation
• Collaborate with Product, Engineering, Sales, Marketing, Compliance, Legal, and Operations
• Engage clients and industry partners to validate product concepts, use cases, and performance
• Monitor product performance, financial outcomes, and regulatory compliance, including FCRA

Benefits

• Great compensation package and bonus plan
• Core benefits including medical, dental, vision, and matching 401K
• Flexible work environment, ability to work remote, hybrid or in-office
• Flexible time off including volunteer time off, vacation, sick and 12-paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 501-1,000 employees